Loading neighbourhood intel…

$540K · 2 bed Condo Townhouse · North N, London North | MyPropertyScout

$539,900

Unit 4

22Vacant

Map

$539,900

F●●○○○

Unit 4

445 Riverside Drive · London North · Ontario N6H 2R8

MLS® X13048294 · North N · N6H 2R8

22Vacant1200-1399 ft²Condo Townhouse2-car Attached$415/ft²$4,292 tax/yrBuilt 198541 yrs old

18% above market · regional est.

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to River Oaks, an exclusive condominium community nestled in desirable West London. This executive home features two bedrooms, a finished rec room, and an extra office. The spacious great room boasts vaulted ceilings and a cozy gas fireplace, making it perfect for both relaxing and entertaining. Natural light floods in from solar tubes in the bathrooms and kitchen. The main floor offers a renovated 3pc bathroom, laundry, and a 3-piece bathroom in the basement. Outside, enjoy a deck and f…

Reserved · coming next

MyPropertyScout exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: X13048294
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1200-1399
Style: Bungalow
Type: Condo Townhouse
Year built: —

Condo corp #: 248
Balcony: None
Locker: None
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: wonderland
Basement: Partially Finished
Stories: 1
Utilities: —
Laundry: Laundry Closet
Interior: Primary Bedroom - Main Floor, Solar Owned, Water Heater
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Kitchen	2.43m × 3.47m
Main	Other	3.16m × 2.86m
Main	Great Room	5.45m × 5.45m
Main	Primary Bedroom	3.99m × 3.38m
Lower	Bedroom 2	2.77m × 3.68m
Basement	Office	3.38m × 3.99m
Basement	Family Room	4.8m × 7.22m
—	—	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: SUTTON GROUP - SELECT REALTY

Source: TRREB/PROPTX · MLS® X13048294

Do you own a home in London North?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$540K

Unit 4 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $539,900✓ $4,292 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,905/mo

incl. closing costs (yr 1)

Annual total

$58,862

year 1

Mortgage only

$2,048/mo

principal + interest

Beyond mortgage

$1,793/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$107,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$358/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,399/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$46/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $24,579/yr

Property taxes20% $11,565/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,399/yr

Condo fees11% $6,660/yr

Closing costs9% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,579	$2,048/mo
Government & taxes
Property tax	$4,292	$358/mo
Land transfer tax(closing)	$7,273	$606/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,399	$450/mo
Condo fees
Condo / HOA fees	$6,660	$555/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$58,862	$4,905/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 4

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs