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$639K · 3+3 bed Detached · 461 - Glendale/Glenridge, St. Catharines | MyPropertyScout

$639,000

190 GLENDALE Avenue

71 DOM

3+3271d

Map

⚡ Insider Deal

DOM 71

↓ $20KPrice Reduced

$639,000

↓ $20K

DOM71days

190 GLENDALE Avenue

St. Catharines · Ontario L2T 2K5

MLS® X13043854 · 461 - Glendale/Glenridge · L2T 2K5

3+32TenantOccupied1100-1500 ft²Detached2-car AttachedSeparate Entrance, Finished71d$492/ft²Lot 88.7 x 125 ft< .50 ac$5,609 tax/yrBuilt 198541 yrs oldSeparate Entrance, Finished

71 days on market

About this home

This bright and well-maintained home offers over 1,500 sq ft of functional living space on a rare 88 x 125 ft lot, perfect for gardening, outdoor living, or future expansion. It features 3 bedrooms upstairs and 3 additional bedrooms in the finished basement, along with 2 full bathrooms. The basements separate entrance makes it ideal for rental income or an in-law suite. A spacious garage and plenty of driveway parking add extra convenience. Located just minutes from Brock University, the Pen Cen…

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Property details

MLS#: X13043854
Status: Buy Now
Property class: Residential Freehold
Beds: 3+3
Baths: 2 full, 0 half
Rooms: 7 + 4
Kitchens: 1
Size: 1100-1500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Separate Entrance, Finished
Style: Bungalow
Type: Detached
Year built: 1985

PIN: 464120188
Roll / ARN: 262902000218500

Occupancy: Tenant Occupied
Washrooms: 4 pc · Ground; 4 pc · Basement
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Concrete Block

Fireplaces: 0

Garage: 2-car Attached
Garage spaces: 2
Parking: 7 total
Lot: 88.65 × 125
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: South
Cross street: Glendale/Glenridge
Stories: —
Utilities: —
Laundry: —
Interior: Water Heater, Countertop Range
Parking features: Private, Other

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Ground	Bedroom	—
Ground	Bedroom 2	—
Ground	Bedroom 3	—
Ground	Living Room	—
Ground	Kitchen	—
Ground	Dining Room	—
Ground	Bathroom	—
Basement	Bedroom	—
Basement	Bedroom 2	—
Basement	Bedroom 3	—
Basement	Bathroom	—

Seller signals

Price movement & seller pressure

↓ $20KPrice reduction

MLS shows the seller reduced the asking price by $20,000 (from $659,000 to $639,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: NEW TIMES REALTY INC.

Source: TRREB/PROPTX · MLS® X13043854

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$639K

190 GLENDALE Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $639,000✓ $5,609 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,100/mo

incl. closing costs (yr 1)

Annual total

$61,196

year 1

Mortgage only

$2,424/mo

principal + interest

Beyond mortgage

$1,446/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$127,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$467/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,390/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $29,090/yr

Property taxes24% $14,864/yr

Utilities7% $4,152/yr

Insurance & security3% $1,600/yr

Maintenance10% $6,390/yr

Closing costs8% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,090	$2,424/mo
Government & taxes
Property tax	$5,609	$467/mo
Land transfer tax(closing)	$9,255	$771/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,390	$533/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$61,196	$5,100/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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190 GLENDALE Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs