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$1.77M · 3+1 bed Detached · Rural Flamborough, Hamilton | MyPropertyScout

$1,775,000

19 CONCESSION 5 E N/A

72 DOM

3+1372d

Map

⚡ Insider Deal

DOM 72

↓ $175KPrice Reduced

$1,775,000

↓ $175K

DOM72days

19 CONCESSION 5 E N/A

Hamilton · Ontario L8B 1K4

MLS® X13041902 · Rural Flamborough · L8B 1K4

3+13OwnerOccupied2500-3000 ft²Detached2-car AttachedPartial Basement, Finished72d$645/ft²Lot 145 x 300 ft.50-1.99 ac$10,610 tax/yrBuilt 200323 yrs oldPartial Basement, Finished

72 days on market

About this home

Set on a private one-acre lot just six minutes from the heart of Waterdown, this 2500+ square foot custom built bungalow offers an ideal combination of space, comfort and versatility. With four-plus-one bedrooms total, the property is well suited for families, downsizers or multi-generational living. The main home is warm and inviting, featuring an updated kitchen, cozy gas fireplace, abundant natural light, renovated bathrooms and stylish new flooring, creating a seamless blend of modern finish…

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Property details

MLS#: X13041902
Status: Buy Now
Property class: Residential Freehold
Beds: 3+1
Baths: 3 full, 0 half
Rooms: 8 + 4
Kitchens: 1
Size: 2500-3000Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Partial Basement, Finished
Style: Bungalow
Type: Detached
Year built: 2003

PIN: 175120161
Roll / ARN: 251830351056600

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 3 pc · Basement
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Poured Concrete
Other structures: Aux Residences

Fireplaces: 1
Fireplace features: Natural Gas

Garage: 2-car Attached
Garage spaces: 2
Parking: 10 total
Lot: 145.01 × 300.03
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Stone, Stucco (Plaster)
Fronting on: North
Cross street: Hwy 6 & Concession 5 E
Stories: —
Utilities: —
Laundry: —
Interior: In-Law Suite
Parking features: Lane

Rooms

Level	Room	Dimensions
Main	—	2.54m × 2.01m
Main	Living Room	3.66m × 3.89m
Main	Dining Room	3.33m × 3.23m
Main	Kitchen	3.4m × 3.25m
Main	Breakfast	3.4m × 3.33m
Main	Family Room	6.53m × 6.78m
Main	Laundry	1.96m × 2.64m
Main	Primary Bedroom	3.71m × 6.71m
Main	Bathroom	—
Main	Bedroom 2	6.43m × 3.68m
Main	Bedroom 3	2.82m × 4.04m
Main	Bathroom	—
Basement	Recreation	4.34m × 6.2m
Basement	Office	5.03m × 4.98m
Basement	Exercise Room	3.33m × 4.65m
Basement	Bedroom	3.33m × 3.56m
Basement	Utility Room	3.25m × 3.12m
Basement	Bathroom	—

Seller signals

Price movement & seller pressure

↓ $175KPrice reduction

MLS shows the seller reduced the asking price by $175,000 (from $1,950,000 to $1,775,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT REALTY INC.

Source: TRREB/PROPTX · MLS® X13041902

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$1.77M

19 CONCESSION 5 E N/A · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,775,000✓ $10,610 tax✓ Gas✓ 2500-3000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$12,768/mo

incl. closing costs (yr 1)

Annual total

$153,211

year 1

Mortgage only

$6,734/mo

principal + interest

Beyond mortgage

$2,911/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$355,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$884/mo

Utilities

Hydro / electricity$193/mo

≈ $0.07/ft² × ~2,750 ft² · ON avg ~$193/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$17,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$31,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)53% $80,806/yr

Property taxes28% $42,585/yr

Utilities4% $5,370/yr

Insurance & security1% $1,600/yr

Maintenance12% $17,750/yr

Closing costs3% $5,100/yr

Mortgage is 53% of your true cost of ownership. The other 47% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$80,806	$6,734/mo
Government & taxes
Property tax	$10,610	$884/mo
Land transfer tax(closing)	$31,975	$2,665/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,310	$193/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$17,750	$1,479/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$153,211	$12,768/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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19 CONCESSION 5 E N/A

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs