$900K · 2 bed Condo Townhouse · Waterloo

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About this home

DISCOVER LIFE IN THE VILLAGE. A rare executive townhome with over 3,100 sqft. of beautifully finished living space, offering privacy and convenience in a quiet enclave ideal for retirees, or busy professionals. The home makes a strong first impression with its attached double garage and meticulous curb appeal. Inside, you're greeted by an open concept main floor with a bright kitchen featuring granite countertops and ample cabinetry, a welcoming dining area and a living room with a cozy gas fire…

Property details

MLS#

X13041582

Status

Buy Now

Beds

Baths

4 full, 0 half

Size

2000-2249

Style

2-Storey

Type

Condo Townhouse

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Greenbelt/Conservation, School, Wooded/Treed

Fireplace features: Living Room, Natural Gas

View: Park/Greenbelt, Trees/Woods

Condo corp #: 561
Balcony: None
Locker: None
Association amenities: BBQs Allowed
Fees include: Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick, Stucco (Plaster) · Awnings, Backs On Green Belt, Patio
Fronting on: —
Cross street: Fischer-Hallman Road
Basement: Full, Finished
Stories: 1
Utilities: —
Laundry: Laundry Room
Interior: Water Softener, Sump Pump
Parking features: Inside Entry

Rooms

Level	Room	Dimensions
Main	Bathroom	1.65m × 1.6m
Main	Dining Room	3.56m × 3.58m
Main	Foyer	2.39m × 2.24m
Main	Kitchen	3.45m × 4.14m
Main	Living Room	3.89m × 7.72m
Second	Bathroom	1.55m × 3.02m
Second	Bathroom	3.28m × 3.23m
Second	Bedroom	3.53m × 5.28m
Second	Family Room	4.11m × 3.23m
Second	Laundry	1.8m × 3.02m
Second	Primary Bedroom	5.77m × 4.29m
Second	Other	1.85m × 2.24m
Second	Other	2.06m × 3.05m
Basement	Bathroom	2.67m × 1.75m
Basement	Cold Room/Cantina	2.51m × 2.26m
Basement	Recreation	6.12m × 7.47m
Basement	Utility Room	2.69m × 4.29m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $900,000✓ $8,111 tax✓ Gas✓ 2000-2249 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,559/mo

incl. closing costs (yr 1)

Annual total

$90,706

year 1

Mortgage only

$3,414/mo

principal + interest

Beyond mortgage

$2,480/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$180,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$676/mo

Utilities

Hydro / electricity$82/mo

≈ $0.07/ft² × ~2,125 ft² · ON avg ~$82/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$51/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $40,972/yr

Property taxes25% $22,586/yr

Utilities4% $4,042/yr

Insurance & security2% $1,600/yr

Maintenance10% $9,000/yr

Condo fees8% $7,406/yr

Closing costs6% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,972	$3,414/mo
Government & taxes
Property tax	$8,111	$676/mo
Land transfer tax(closing)	$14,475	$1,206/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$982	$82/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,000	$750/mo
Condo fees
Condo / HOA fees	$7,406	$617/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$90,706	$7,559/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Property details

Rooms

Sales History

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Annual costs