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$586K · 2 bed Condo Apartment · Drumbo, North Dumfries | MyPropertyScout

$585,900

Unit 209

67 DOM

2267d

Map

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DOM 67

↓ $24,000Price Reduced

$585,900

DOM67days

Unit 209

88 Gibson Street · North Dumfries · Ontario N0B 1E0

MLS® X13041578 · Drumbo · N0B 1E0

22OwnerOccupied1200-1399 ft²Condo ApartmentNone67d$451/ft²$3,719 tax/yrBuilt 20233 yrs old

Neighbourhood Range

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About this home

Welcome to the Desirable Piper's Grove Condominiums! This mid-rise building is perfect for first-time homebuyers, downsizers, or anyone looking for a great investment opportunity. This Stewart model corner suite is a gem, offering 2 bedrooms, 2 full baths, and a generous 1215 sq ft of living space. Step inside and prepare to be wowed by the modern features, vinyl plank flooring, and customized finishes throughout. The open concept Kitchen/Living/Dining area is flooded with natural light, creatin…

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Property details

MLS#: X13041578
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1200-1399
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Cul de Sac/Dead End, Library, Park, Rec./Commun.Centre, River/Stream, School

Condo corp #: 729
Balcony: Open
Locker: Owned
Association amenities: Party Room/Meeting Room, Visitor Parking
Fees include: Building Insurance Included, Parking Included, Condo Taxes Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Heat Pump
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Aluminum Siding, Brick
Fronting on: —
Cross street: NORTHUMBERLAND STREET
Basement: None
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: Intercom, Wheelchair Access, Water Softener
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Kitchen	2.62m × 4.14m
Main	Living Room	4.34m × 7.21m
Main	Primary Bedroom	3.66m × 3.43m
Main	Bathroom	—
Main	Bathroom	—
Main	Bedroom	3.07m × 4.17m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX TWIN CITY REALTY INC.

Source: TRREB/PROPTX · MLS® X13041578

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$586K

Unit 209 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $585,900✓ $3,719 tax✓ Electric✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,058/mo

incl. closing costs (yr 1)

Annual total

$60,696

year 1

Mortgage only

$2,223/mo

principal + interest

Beyond mortgage

$1,694/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$117,180

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$310/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,300 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,859/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$49/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,193

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $26,673/yr

Property taxes20% $11,912/yr

Utilities4% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,859/yr

Condo fees12% $7,093/yr

Closing costs8% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$26,673	$2,223/mo
Government & taxes
Property tax	$3,719	$310/mo
Land transfer tax(closing)	$8,193	$683/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,859	$488/mo
Condo fees
Condo / HOA fees	$7,093	$591/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$60,696	$5,058/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 209

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs