$530K · 1 bed Condo Apartment · Gourley, Hamilton

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About this home

Welcome to the Luxe Condominium Residences by Fontana Homes on Hamilton's West Mountain in the Gourley neighbourhood. This trendsetting condo on the desired 2nd floor will be your destination for a modern & carefree lifestyle. Move in ready! This stunning 1 bed + den offers 9' ceilings, trendy wide plank oak coloured vinyl flooring (no carpet), upgraded kitchen w/ Whirlpool stainless steel appliances including fridge, stove, dishwasher & microwave, custom crafted cabinetry w/ 36" extended height…

Property details

MLS#

X13040308

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

800-899

Style

1 Storey/Apt

Type

Condo Apartment

Year built

—

Property features: Hospital, Library, Place Of Worship, Public Transit, Rec./Commun.Centre

Condo corp #: 656
Balcony: Open
Locker: Exclusive
Association amenities: Community BBQ, Visitor Parking, Party Room/Meeting Room
Fees include: Building Insurance Included, Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Stone
Fronting on: —
Cross street: ANNABELLE
Basement: None
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: Surface

Level	Room	Dimensions
Main	Living Room	3.28m × 5.51m
Main	Kitchen	2.13m × 2.87m
Main	Bedroom	2.97m × 4.8m
Main	Bathroom	1.6m × 2.76m
Main	Den	2.77m × 2.44m
Main	Laundry	1.81m × 2.22m

Level

Room

Dimensions

Main

Living Room

3.28m × 5.51m

Main

Kitchen

2.13m × 2.87m

Main

Bedroom

2.97m × 4.8m

Main

Bathroom

1.6m × 2.76m

Main

Den

2.77m × 2.44m

Main

Laundry

1.81m × 2.22m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $529,900✓ $3,728 tax✓ Electric✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,639/mo

incl. closing costs (yr 1)

Annual total

$55,663

year 1

Mortgage only

$2,010/mo

principal + interest

Beyond mortgage

$1,581/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$105,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$311/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~850 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$44/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $24,123/yr

Property taxes19% $10,801/yr

Utilities4% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,299/yr

Condo fees11% $6,280/yr

Closing costs9% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$24,123	$2,010/mo
Government & taxes
Property tax	$3,728	$311/mo
Land transfer tax(closing)	$7,073	$589/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,299	$442/mo
Condo fees
Condo / HOA fees	$6,280	$523/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$55,663	$4,639/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs