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$475K · 3 bed Condo Townhouse · 456 - Oakdale, St. Catharines | MyPropertyScout

$475,000

Unit 25

72 DOM

3372d

Map

⚡ Insider Deal

DOM 72

↓ $23KPrice Reduced

$475,000

↓ $23K

DOM72days

Unit 25

60 Canterbury Drive · St. Catharines · Ontario L2P 0E7

MLS® X13039648 · 456 - Oakdale · L2P 0E7

33Vacant1400-1599 ft²Condo Townhouse1-car AttachedFull, Partially Finished72d$317/ft²$4,738 tax/yrBuilt 20188 yrs oldFull, Partially Finished

72 days on market

About this home

LIKE NEW worry free condo living in a great location within minutes from Pen Center, Brock University, Niagara College, Niagara Outlets, HWY 406, with no rear neighbours! The best unit is the community! Nothing to do but move in and relax. Perfect for the Frist-time buyer, young families, Empty-nesters, or retirees. Boasting an open concept main floor, Large living room, kitchen with island, backsplash and stainless steel appliances, recently renovated bathroom (2026), laminate flooring througho…

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Property details

MLS#: X13039648
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 3 full, 0 half
Rooms: 7
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Partially Finished
Style: 2-Storey
Type: Condo Townhouse
Year built: 2018

Occupancy: Vacant
Washrooms: 2 pc · Ground; 4 pc · Second; 4 pc · Second
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Cul de Sac/Dead End, Golf, Greenbelt/Conservation, Park, Public Transit, School

View: Park/Greenbelt, Ridge, Trees/Woods

Condo corp #: 30
Balcony: None
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included, Condo Taxes Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick Front · Backs On Green Belt, Deck, Landscaped, Lighting, Porch
Fronting on: —
Cross street: Hartzel Rd to Thorncliff Dr to Can
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Floor Drain, Sump Pump, Water Heater
Parking features: Inside Entry

Rooms

Level	Room	Dimensions
Main	Kitchen	2.69m × 3.91m
Main	Dining Room	3.05m × 3.43m
Main	Living Room	2.84m × 4.42m
Second	Primary Bedroom	3.35m × 6.4m
Second	Bedroom	2.72m × 3.78m
Second	Bedroom	2.74m × 3.58m
Basement	Recreation	4.57m × 6.4m

Seller signals

Price movement & seller pressure

↓ $23KPrice reduction

MLS shows the seller reduced the asking price by $22,500 (from $497,500 to $475,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Peak Realty Ltd, Brokerage

Source: TRREB/PROPTX · MLS® X13039648

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$475K

Unit 25 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $475,000✓ $4,738 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,259/mo

incl. closing costs (yr 1)

Annual total

$51,107

year 1

Mortgage only

$1,802/mo

principal + interest

Beyond mortgage

$1,501/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$95,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$395/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$23/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $21,624/yr

Property taxes21% $10,713/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,750/yr

Condo fees7% $3,360/yr

Closing costs10% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,624	$1,802/mo
Government & taxes
Property tax	$4,738	$395/mo
Land transfer tax(closing)	$5,975	$498/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,750	$396/mo
Condo fees
Condo / HOA fees	$3,360	$280/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,107	$4,259/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 25

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs