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$675K · 2+1 bed Detached · 453 - Grapeview, St. Catharines | MyPropertyScout

$674,900

85 Martindale Road

73 DOM

2+1273d

Map

⚡ Insider Deal

DOM 73

↓ $25KPrice Reduced

$674,900

↓ $25K

DOM73days

85 Martindale Road

St. Catharines · Ontario L2S 2Y5

MLS® X13036472 · 453 - Grapeview · L2S 2Y5

2+12TenantOccupied700-1100 ft²Detached1-car CarportFull, Separate Entrance, Finished73d$750/ft²Lot 56.5 x 95 ft< .50 ac$3,443 tax/yrBuilt 195175 yrs oldFull, Separate Entrance, Finished

73 days on market

About this home

Welcome to 85 Martindale Road in the heart of St. Catharines . This fully updated bungalow offers a rare turnkey opportunity for investors, multi generational living, or savvy buyers looking to house hack. Thoughtfully renovated with modern finishes throughout, the main floor features a bright open concept layout, stylish kitchen with stainless steel appliances, and two well sized bedrooms. The fully finished basement includes a separate entrance and complete second living space, offering excell…

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Property details

MLS#: X13036472
Status: Buy Now
Property class: Residential Freehold
Beds: 2+1
Baths: 2 full, 0 half
Rooms: 5 + 4
Kitchens: 2
Size: 700-1100Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Separate Entrance, Finished
Style: Bungalow
Type: Detached
Year built: 1951

PIN: 461520345
Roll / ARN: 262904004018500

Occupancy: Tenant Occupied
Washrooms: 4 pc · Main; 3 pc · Basement
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Concrete Block
Other structures: Shed
Property features: Hospital, Place Of Worship, Public Transit, School

Garage: 1-car Carport
Garage spaces: 1
Parking: 4 total
Lot: 56.5 × 94.98
Heating: Baseboard
Heating fuel: Electric
Cooling: Wall Unit(s)
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Aluminum Siding
Fronting on: West
Cross street: Martindale Road and Grapeview Dr
Stories: —
Utilities: —
Laundry: —
Interior: Accessory Apartment, Carpet Free, In-Law Suite, Primary Bedroom - Main Floor, Separate Heating Controls, Separate Hydro Meter, Sump Pump
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Living Room	3.66m × 5.31m
Main	Dining Room	3.25m × 2.9m
Main	Kitchen	3.25m × 3.28m
Main	Primary Bedroom	3.25m × 3.81m
Main	Bedroom	2.29m × 3.2m
Main	Bathroom	—
Basement	Living Room	3.45m × 3.58m
Basement	Kitchen	3.25m × 6.53m
Basement	Bedroom	2.97m × 4.37m
Basement	Bathroom	—
Basement	Utility Room	3.45m × 4.37m

Seller signals

Price movement & seller pressure

↓ $25KPrice reduction

MLS shows the seller reduced the asking price by $25,000 (from $699,900 to $674,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT GOLFI REALTY INC.

Source: TRREB/PROPTX · MLS® X13036472

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$675K

85 Martindale Road · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $674,900✓ $3,443 tax✓ Electric✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,046/mo

incl. closing costs (yr 1)

Annual total

$60,554

year 1

Mortgage only

$2,560/mo

principal + interest

Beyond mortgage

$1,196/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$134,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$287/mo

Utilities

Hydro / electricity$117/mo

≈ $0.13/ft² × ~900 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,749/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,973

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $30,724/yr

Property taxes22% $13,416/yr

Utilities5% $2,964/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,749/yr

Closing costs8% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,724	$2,560/mo
Government & taxes
Property tax	$3,443	$287/mo
Land transfer tax(closing)	$9,973	$831/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,404	$117/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,749	$562/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$60,554	$5,046/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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85 Martindale Road

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs