Loading neighbourhood intel…

$260K · 2 bed Condo Apartment · Belleville Ward, Belleville | MyPropertyScout

$259,900

Unit 119

21TenantOccupied

Map

$259,900

A●●●○○

Unit 119

Waterford Condos · 175 Haig Road · Belleville · Ontario K8N 5R7

MLS® X13032452 · Belleville Ward · K8N 5R7

21TenantOccupied700-799 ft²Condo ApartmentNone$347/ft²$2,067 tax/yrBuilt 198541 yrs old

10% below market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Secure three storey complex and, who doesn't love the east end?! This turnkey 2 bedroom condo boasts a generous foyer; a kitchen overlooking the dining and living room areas which have access to a private concrete patio since this unit is situated on the ground floor. The full bathroom has just been freshened up for the next owner. A bonus storage/utility room within the unit is much appreciated by the current tenant who by the way has been excellent! The complex also offers a lounge with a…

Reserved · coming next

MyPropertyScout exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: X13032452
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 700-799
Style: Apartment
Type: Condo Apartment
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Golf, Hospital, Library, Marina, Public Transit, River/Stream

Building name: Waterford Condos
Condo corp #: 35
Balcony: Terrace
Locker: None
Association amenities: Elevator, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick · Controlled Entry, Patio, Year Round Living
Fronting on: —
Cross street: Between Dundas Street East and Bridge Street East
Basement: None
Stories: 1
Utilities: —
Laundry: Coin Operated, Common Area, In Building
Interior: Primary Bedroom - Main Floor, Storage, Water Heater
Parking features: Reserved/Assigned

Rooms

Level	Room	Dimensions
Main	Foyer	1.09m × 2.54m
Main	Kitchen	2.41m × 2.41m
Main	Dining Room	3.63m × 1.52m
Main	Living Room	3.63m × 3.76m
Main	Primary Bedroom	2.77m × 4.42m
Main	Bedroom 2	2.51m × 4.42m
Main	Utility Room	2.72m × 2.51m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE PROALLIANCE REALTY

Source: TRREB/PROPTX · MLS® X13032452

Do you own a home in Belleville?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$260K

Unit 119 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $259,900✓ $2,067 tax✓ Electric✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$2,804/mo

incl. closing costs (yr 1)

Annual total

$33,648

year 1

Mortgage only

$986/mo

principal + interest

Beyond mortgage

$1,162/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$51,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$172/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~750 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,599/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$39/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,374

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)35% $11,832/yr

Property taxes13% $4,441/yr

Utilities7% $2,460/yr

Insurance & security5% $1,600/yr

Maintenance8% $2,599/yr

Condo fees17% $5,616/yr

Closing costs15% $5,100/yr

Mortgage is 35% of your true cost of ownership. The other 65% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$11,832	$986/mo
Government & taxes
Property tax	$2,067	$172/mo
Land transfer tax(closing)	$2,374	$198/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,599	$217/mo
Condo fees
Condo / HOA fees	$5,616	$468/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$33,648	$2,804/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 119

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs