Loading neighbourhood intel…

$525K · 3 bed Condo Apartment · 14 - Central City East, Kingston | MyPropertyScout

$524,900

Unit 207

69 DOM

3169d

Map

⚡ Insider Deal

DOM 69

↓ $15,000Price Reduced

$524,900

A●●●○○DOM69days

Unit 207

630 Princess Street · Kingston · Ontario K7L 1E2

MLS® X13029876 · 14 - Central City East · K7L 1E2

31TenantOccupied1000-1199 ft²Condo Apartment1-car Underground69d$477/ft²$4,977 tax/yr

13% below market · 69 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this bright and spacious 3-bedroom corner unit in downtown Kingston, just steps from Queen's University and everything downtown has to offer. Filled with large windows, this home gets tons of natural light throughout the day. The open-concept kitchen, dining, and living area feels incredibly spacious, made even better by the high ceilings that give it an airy, open feel. Enjoy the lovely Juliette balcony, perfect for letting in fresh air or enjoying Kingston's views. Each of the three…

Reserved · coming next

MyPropertyScout exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: X13029876
Status: Buy Now
Beds: 3
Baths: 1 full, 0 half
Size: 1000-1199
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Condo corp #: 79
Balcony: Juliette
Locker: None
Fees include: Heat Included, Water Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Nelson Street/Albert Street
Basement: None
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: Water Heater Owned
Parking features: —

Additional listing data

ListAOR: Kingston & Area Real Estate Association

Rooms

Level	Room	Dimensions
Main	Bathroom	2.25m × 3.59m
Main	Bedroom	5.26m × 2.77m
Main	Bedroom	5.28m × 2.59m
Main	Dining Room	4.39m × 3.12m
Main	Kitchen	3.32m × 2.5m
Main	Living Room	3.71m × 4.71m
Main	Primary Bedroom	5.21m × 2.87m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: KELLER WILLIAMS INSPIRE REALTY, BROKERAGE

Source: TRREB/PROPTX · MLS® X13029876

Do you own a home in Kingston?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$525K

Unit 207 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $524,900✓ $4,977 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,962/mo

incl. closing costs (yr 1)

Annual total

$59,539

year 1

Mortgage only

$1,991/mo

principal + interest

Beyond mortgage

$1,931/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$104,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$415/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,249/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$54/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,973

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $23,896/yr

Property taxes20% $11,950/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,249/yr

Condo fees13% $7,784/yr

Closing costs9% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,896	$1,991/mo
Government & taxes
Property tax	$4,977	$415/mo
Land transfer tax(closing)	$6,973	$581/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,249	$437/mo
Condo fees
Condo / HOA fees	$7,784	$649/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$59,539	$4,962/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 207

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs