$1.07M · 2 bed Condo Townhouse · Pineridge/Westminster Woods, Guelph

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About this home

Backing directly onto a lovely park, #1-39 Kay Crescent offers the perfect blend of space, style, and low-maintenance living. With over 1,800 sq ft of beautifully finished space, plus an additional 1,800 sq ft of bright, partially finished space in the basement, this end-unit townhome is designed for those who love to host family or entertain friends, yet want the ease of condo-style living without the compromises. The bright, open-concept main floor flows effortlessly from the elegant dining ar…

Property details

MLS#

X13029158

Status

Buy Now

Beds

Baths

4 full, 0 half

Size

1800-1999

Style

Bungalow

Type

Condo Townhouse

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Greenbelt/Conservation, Park, Place Of Worship, Public Transit, School, School Bus Route

Fireplaces: 1
Fireplace features: Natural Gas

Condo corp #: 233
Balcony: None
Locker: None
Association amenities: BBQs Allowed, Visitor Parking
Fees include: Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick, Stone
Fronting on: —
Cross street: Poppy Drive E
Basement: Full, Partial Basement
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Auto Garage Door Remote, Floor Drain, Separate Hydro Meter, Sump Pump, Ventilation System, Water Heater, Water Meter, Water Softener, Workbench
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Bathroom	1.53m × 1.57m
Main	Bathroom	2.95m × 2.84m
Main	Bathroom	2.97m × 2.74m
Main	Dining Room	3.94m × 3.49m
Main	Foyer	3.52m × 3.62m
Main	Kitchen	3.94m × 3.58m
Main	Laundry	2.29m × 2.85m
Main	Living Room	3.98m × 6.47m
Main	Primary Bedroom	4.74m × 4.01m
Main	Primary Bedroom	3.87m × 3.32m
Basement	Bathroom	9.74m × 2.1m
Basement	Utility Room	3.49m × 6.72m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,074,999✓ $6,583 tax✓ Gas✓ 1800-1999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,401/mo

incl. closing costs (yr 1)

Annual total

$100,810

year 1

Mortgage only

$4,078/mo

principal + interest

Beyond mortgage

$2,366/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$215,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$549/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$10,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$41/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$17,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $48,939/yr

Property taxes24% $24,558/yr

Utilities4% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance11% $10,750/yr

Condo fees6% $5,903/yr

Closing costs5% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$48,939	$4,078/mo
Government & taxes
Property tax	$6,583	$549/mo
Land transfer tax(closing)	$17,975	$1,498/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$10,750	$896/mo
Condo fees
Condo / HOA fees	$5,903	$492/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$100,810	$8,401/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Property details

Rooms

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Annual costs