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$417K · 2 bed Condo Townhouse · 602 - Embrun, Russell | MyPropertyScout

$417,000

Unit 202

21OwnerOccupied

$417,000

C●●●○○

Unit 202

83 St Moritz Trail · Russell · Ontario K0A 1W0

MLS® X13029150 · 602 - Embrun · K0A 1W0

21OwnerOccupied1000-1199 ft²Condo TownhouseNone$379/ft²$2,989 tax/yr

0% above market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 83 St. Moritz Trail, Unit 202 this showstopper is a 10! This well appointed upper end unit condo offers 2 bedrooms, 1 bathroom, and an enclosed terrace overlooking mature trees, an inviting and private setting. Step into a bright, open concept layout featuring a modern kitchen with stainless steel appliances, quartz countertops, pendant lighting, and a spacious island with ample storage. The kitchen flows seamlessly into the dining and living areas, creating an ideal space for both ev…

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Property details

MLS#: X13029150
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 1000-1199
Style: 1 Storey/Apt
Type: Condo Townhouse
Year built: —

Condo corp #: 72
Balcony: Terrace
Locker: None
Fees include: Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Radiant
Heating fuel: Gas
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Stone, Wood
Fronting on: —
Cross street: Ste-Marie Rd and St-Mortiz Trail
Basement: None
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: —

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE PERFORMANCE REALTY

Source: TRREB/PROPTX · MLS® X13029150

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$417K

Unit 202 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $417,000✓ $2,989 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,718/mo

incl. closing costs (yr 1)

Annual total

$44,618

year 1

Mortgage only

$1,582/mo

principal + interest

Beyond mortgage

$1,277/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$83,400

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$249/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,170/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$21/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,815

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $18,984/yr

Property taxes17% $7,804/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $4,170/yr

Condo fees7% $3,000/yr

Closing costs11% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,984	$1,582/mo
Government & taxes
Property tax	$2,989	$249/mo
Land transfer tax(closing)	$4,815	$401/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,170	$348/mo
Condo fees
Condo / HOA fees	$3,000	$250/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$44,618	$3,718/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 202

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs