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$435K · 1 bed Condo Apartment · Waterloo | MyPropertyScout

$435,000

Unit 703

69 DOM

1269d

Map

DOM 69

↓ $60,000Price Reduced

$435,000

C●●○○○DOM69days

Unit 703

191 king Street · Waterloo · Ontario N2J 1R1

MLS® X13028158 · N2J 1R1

12Vacant800-899 ft²Condo Apartment1-car Underground69d$512/ft²$4,276 tax/yrBuilt 200323 yrs old

4% above market · regional est. · 69 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Beautifully maintained 1 bed plus den condo at The Bauer lofts. This unit offers 827 sq. ft. of stylish, open-concept living in one of Uptown Waterloos most sought-after locations. Overlooking the peaceful courtyard, enjoy views of The Bauer Kitchen and Vincenzos Marketplace right from your private balcony. Boasting a Walk Score of 93, this prime location places you steps from top-tier shopping, dining, and entertainment, with immediate access to the LRT station and the Iron Horse Trail for effo…

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Property details

MLS#: X13028158
Status: Buy Now
Beds: 1
Baths: 2 full, 0 half
Size: 800-899
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Foundation: Concrete
Property features: Public Transit, Rec./Commun.Centre, Place Of Worship, School, School Bus Route, Park

View: City

Condo corp #: 495
Balcony: Open
Locker: Ensuite+Owned
Association amenities: Visitor Parking, Exercise Room, Rooftop Deck/Garden, Party Room/Meeting Room
Fees include: Common Elements Included, Parking Included, Water Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete · Year Round Living
Fronting on: —
Cross street: king/allen
Basement: None
Stories: 7
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: Underground

Rooms

Level	Room	Dimensions
Flat	Primary Bedroom	3.17m × 2.97m
Flat	Den	2.51m × 1.91m
Flat	Living Room	4.67m × 3.78m
Flat	Kitchen	4.04m × 3.53m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: REAL ONE REALTY INC.

Source: TRREB/PROPTX · MLS® X13028158

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$435K

Unit 703 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $435,000✓ $4,276 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,268/mo

incl. closing costs (yr 1)

Annual total

$51,213

year 1

Mortgage only

$1,650/mo

principal + interest

Beyond mortgage

$1,728/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$87,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$356/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,350/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$48/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,175

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $19,803/yr

Property taxes18% $9,451/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,350/yr

Condo fees14% $6,950/yr

Closing costs10% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,803	$1,650/mo
Government & taxes
Property tax	$4,276	$356/mo
Land transfer tax(closing)	$5,175	$431/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,350	$363/mo
Condo fees
Condo / HOA fees	$6,950	$579/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,213	$4,268/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 703

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs