$469K · 4+1 bed Condo Townhouse · North N, London North

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About this home

Incredible value in this centrally located townhouse with 4+1 bedrooms, 3 and a half bathrooms and one car garage. Unit is on bus route to UWO and downtown. This location (approximately 2km from UWO and downtown) make this townhouse desirable for students and professionals. Unit has hardwood floor in living and dining room, ceramic floor in the kitchen eating area and washroom. Nice gas fireplace in the living and dining room. Second floor has four good size bedrooms and two full bathrooms. Base…

Property details

MLS#

X13023536

Status

Buy Now

Beds

4+1

Baths

4 full, 0 half

Size

1200-1399

Style

2-Storey

Type

Condo Townhouse

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Public Transit

Fireplace features: Living Room, Natural Gas

View: City

Condo corp #: 462
Balcony: None
Locker: None
Association amenities: Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick, Vinyl Siding · Patio
Fronting on: —
Cross street: Beaverbrook Avenue
Basement: Full, Partially Finished
Stories: 1
Utilities: —
Laundry: In Basement, In-Suite Laundry, Sink
Interior: Auto Garage Door Remote, Water Heater
Parking features: Private

Rooms

Level	Room	Dimensions
Ground	Foyer	2.8m × 3.04m
Ground	Living Room	3.04m × 5.97m
Ground	Kitchen	2.62m × 3.23m
Ground	Breakfast	2.62m × 2.74m
Second	Primary Bedroom	2.77m × 4.14m
Second	Bedroom	3.13m × 4.57m
Second	Bedroom	2.74m × 3.26m
Second	Bedroom	2.65m × 2.95m
Basement	Bedroom	2.83m × 4.87m
Basement	Laundry	2.46m × 5.91m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $469,000✓ $3,554 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,354/mo

incl. closing costs (yr 1)

Annual total

$52,254

year 1

Mortgage only

$1,779/mo

principal + interest

Beyond mortgage

$1,629/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$93,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$296/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,690/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$43/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,855

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $21,351/yr

Property taxes18% $9,409/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,690/yr

Condo fees12% $6,144/yr

Closing costs10% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,351	$1,779/mo
Government & taxes
Property tax	$3,554	$296/mo
Land transfer tax(closing)	$5,855	$488/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,690	$391/mo
Condo fees
Condo / HOA fees	$6,144	$512/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$52,254	$4,354/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Property details

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Annual costs