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$399K · 2 bed Condo Townhouse · Kitchener | MyPropertyScout

$399,000

Unit 4

22OwnerOccupied

Map

$399,000

Unit 4

391 Pioneer Drive · Kitchener · Ontario N2P 1L8

MLS® X13019866 · N2P 1L8

22OwnerOccupied900-999 ft²Condo TownhouseNone$420/ft²$2,035 tax/yr

Neighbourhood Range

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About this home

Perfect for a first-time buyer, young couple, or savvy investor, this 2-bedroom, 2-bathroom townhome offers comfort, value, and an unbeatable location. Featuring updated flooring on the main and basement levels, a new heat pump installed in 2023, and an updated water heater and water softener in 2024, this home gives buyers the benefit of meaningful recent improvements along with a functional two-storey layout. Upstairs, you'll find two generously sized bedrooms, making the space ideal for a cou…

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Property details

MLS#: X13019866
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 900-999
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Condo corp #: 330
Balcony: None
Locker: None
Association amenities: Outdoor Pool
Fees include: Common Elements Included, Condo Taxes Included, Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Manitou/Homer Watson
Basement: Finished
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Water Meter
Parking features: Surface

Rooms

Level	Room	Dimensions
Main	Kitchen	3.18m × 5.77m
Main	Living Room	3m × 5.77m
Second	Primary Bedroom	3m × 5.36m
Second	Bedroom 2	3.5m × 3.84m
Basement	Other	2.13m × 5.67m
Basement	Laundry	1.96m × 3.25m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Century 21 Heritage House Ltd.

Source: TRREB/PROPTX · MLS® X13019866

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$399K

Unit 4 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,000✓ $2,035 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,877/mo

incl. closing costs (yr 1)

Annual total

$46,519

year 1

Mortgage only

$1,514/mo

principal + interest

Beyond mortgage

$1,533/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$170/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$50/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,460

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $18,164/yr

Property taxes14% $6,495/yr

Utilities9% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $3,990/yr

Condo fees15% $7,210/yr

Closing costs11% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,164	$1,514/mo
Government & taxes
Property tax	$2,035	$170/mo
Land transfer tax(closing)	$4,460	$372/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,990	$333/mo
Condo fees
Condo / HOA fees	$7,210	$601/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$46,519	$3,877/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 4

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs