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$430K · 2 bed Condo Apartment · 14 - Central City East, Kingston | MyPropertyScout

$429,900

Unit 819

22TenantOccupied

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$429,900

Unit 819

Sage · 652 Princess Street · Kingston · Ontario K7L 1E5

MLS® X13018060 · 14 - Central City East · K7L 1E5

22TenantOccupied600-699 ft²Condo Apartment1-car Underground$662/ft²$5,400 tax/yrBuilt 20233 yrs old

About this home

Spacious Furnished Two Bedroom With Open Balcony, Parking & Locker. In The Heart of Kingston, Just A Short Walk To Queen's, KGH Shopping, Transit & More. Suite features: Built-In Stainless Steel Appliances, Granite Counters, Ensuite Laundry, DBL Bed, Desk, Bookcase, Couch, TV & Handicap Accessible Bathroom. Excellent Opportunity to Own Or A Turnkey Investment Condo. Amenities Include: Fitness Centre, Party Room, Indoor Atrium & Roof Top Terrace.

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Property details

MLS#: X13018060
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 600-699
Style: Apartment
Type: Condo Apartment
Year built: —

Building name: Sage
Condo corp #: 89
Balcony: Open
Locker: Owned
Fees include: Heat Included, Parking Included, CAC Included, Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete
Fronting on: —
Cross street: Princess and Victoria St
Basement: None
Stories: 8
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Storage Area Lockers
Parking features: —

Rooms

Level	Room	Dimensions
Flat	Living Room	9.09m × 15.06m
Flat	Kitchen	5.58m × 11.42m
Flat	Bedroom	8.5m × 12.01m
Flat	Bedroom 2	7.84m × 8.99m
Flat	Bathroom	4.82m × 8.5m
Flat	Bathroom	4.82m × 8.5m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE SIGNATURE REALTY

Source: TRREB/PROPTX · MLS® X13018060

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$430K

Unit 819 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $429,900✓ $5,400 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,453/mo

incl. closing costs (yr 1)

Annual total

$53,437

year 1

Mortgage only

$1,631/mo

principal + interest

Beyond mortgage

$1,941/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$85,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$450/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$59/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)37% $19,571/yr

Property taxes20% $10,473/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,299/yr

Condo fees16% $8,434/yr

Closing costs10% $5,100/yr

Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,571	$1,631/mo
Government & taxes
Property tax	$5,400	$450/mo
Land transfer tax(closing)	$5,073	$423/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,299	$358/mo
Condo fees
Condo / HOA fees	$8,434	$703/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,437	$4,453/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 819

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs