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$503K · 2 bed Other · 462 - Rykert/Vansickle, St. Catharines | MyPropertyScout

$502,990

Unit 411

78 DOM

2278d

Map

⚡ Insider Deal

DOM 78

↓ $22KBelow MarketPrice Reduced

$502,990

↓ $22K

DOM78days

Unit 411

Villa Roma · 141 Vansickle Road · St. Catharines · Ontario L2S 0E5

MLS® X13015352 · 462 - Rykert/Vansickle · L2S 0E5

22Vacant1000-1199 ft²OtherNoneNo basement78d$457/ft²$0 tax/yrBuilt 201313 yrs oldNo basement

78 days on market

About this home

Welcome to Villa Roma - a unique Life Lease opportunity in the heart of Niagara. This well-maintained Unit 411 offers low-maintenance living within a beautifully landscaped setting, ideal for downsizers or those seeking a relaxed, community-oriented lifestyle. Located at Villa Roma, residents enjoy a vibrant atmosphere connected to the renowned Club Roma grounds, with access to dining, event spaces, and social activities (where applicable). This unit includes one parking space and a locker for a…

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Property details

MLS#: X13015352
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 5
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Other
Year built: 2013

PIN: 461660297
Roll / ARN: 262902003410300

Occupancy: Vacant
Washrooms: 4 pc · Main; 3 pc · Main
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Hospital, Park, Place Of Worship, Public Transit, Rec./Commun.Centre

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: —
Heating fuel: —
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Stucco (Plaster)
Fronting on: —
Cross street: Vansickle and Rykert
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: Surface

Rooms

Level	Room	Dimensions
Main	Living Room	3.84m × 4.11m
Main	Dining Room	2.67m × 4.45m
Main	Kitchen	2.77m × 2.92m
Main	Primary Bedroom	3.71m × 3.89m
Main	Bedroom 2	3.18m × 3.3m

Seller signals

Price movement & seller pressure

↓ $22KPrice reduction

MLS shows the seller reduced the asking price by $22,010 (from $525,000 to $502,990).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RIGHT AT HOME REALTY

Source: TRREB/PROPTX · MLS® X13015352

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$503K

Unit 411 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $502,990✓ $0 tax✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,762/mo

incl. closing costs (yr 1)

Annual total

$45,147

year 1

Mortgage only

$1,908/mo

principal + interest

Beyond mortgage

$851/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$100,598

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$77/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$77/mo · assumes gas heat

Natural gas (assumed)$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,030/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,535

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $22,898/yr

Property taxes14% $6,535/yr

Utilities9% $3,984/yr

Insurance & security4% $1,600/yr

Maintenance11% $5,030/yr

Closing costs11% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,898	$1,908/mo
Government & taxes
Land transfer tax(closing)	$6,535	$545/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$924	$77/mo
Natural gas (assumed)	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,030	$419/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$45,147	$3,762/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 411

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs