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$479K · 1 bed Condo Apartment · Fenelon Falls, Kawartha Lakes | MyPropertyScout

$479,000

Unit 104

12Vacant

Map

⚡ Insider Deal

Estate Sale

$479,000

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Unit 104

94 Francis Street · Kawartha Lakes · Ontario K0M 1N0

MLS® X13012236 · Fenelon Falls · K0M 1N0

12Vacant900-999 ft²Condo Apartment1-car Underground$504/ft²$2,893 tax/yrBuilt 201313 yrs old

3% above market · regional est.

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this beautifully designed main-floor condominium, where efficiency meets comfort. This one-bedroom unit offers a luxurious 4-piece en-suite with a walk-in tub, a walk-in closet, plus a versatile den perfect for a home office or cozy reading nook. The functional layout features a walkout from the bright living room to a private patio, where you can relax by the charming propane fireplace. The open kitchen and dining area come complete with all appliances included and in-suite laundry…

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Property details

MLS#: X13012236
Status: Buy Now
Beds: 1
Baths: 2 full, 0 half
Size: 900-999
Style: Apartment
Type: Condo Apartment
Year built: —

Roof: Flat
Foundation: Concrete
Property features: Beach, Golf, Library, Park, Place Of Worship, Rec./Commun.Centre

Condo corp #: 28
Balcony: Terrace
Locker: Owned
Association amenities: BBQs Allowed, Elevator, Visitor Parking
Fees include: Heat Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Propane
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Stone · Landscaped
Fronting on: —
Cross street: Colborne St W/Francis St W
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Primary Bedroom - Main Floor
Parking features: Other

Rooms

Level	Room	Dimensions
Main	Foyer	1.71m × 2.66m
Main	Kitchen	3.15m × 3.96m
Main	Dining Room	2.36m × 5.2m
Main	Living Room	3.14m × 4.65m
Main	Primary Bedroom	4.18m × 3.55m
Main	Den	2.61m × 2.09m
Main	Utility Room	1.61m × 2.54m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX ALL-STARS REALTY INC.

Source: TRREB/PROPTX · MLS® X13012236

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$479K

Unit 104 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $479,000✓ $2,893 tax✓ Propane✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,595/mo

incl. closing costs (yr 1)

Annual total

$55,139

year 1

Mortgage only

$1,817/mo

principal + interest

Beyond mortgage

$1,815/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$95,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$241/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Propane$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,790/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$62/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $21,806/yr

Property taxes16% $8,948/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,790/yr

Condo fees16% $8,935/yr

Closing costs9% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,806	$1,817/mo
Government & taxes
Property tax	$2,893	$241/mo
Land transfer tax(closing)	$6,055	$505/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Propane	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,790	$399/mo
Condo fees
Condo / HOA fees	$8,935	$745/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$55,139	$4,595/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 104

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs