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$450K · 2 bed Condo Townhouse · Cambridge | MyPropertyScout

$449,900

Unit 1

74 DOM

2274d

Map

DOM 74

↓ $20,000Price Reduced

$449,900

A●●○○○DOM74days

Unit 1

405 Myers Road · Cambridge · Ontario N1P 0B6

MLS® X13011940 · N1P 0B6

22Vacant900-999 ft²Condo TownhouseNone74d$474/ft²$3,357 tax/yr

20% below market · regional est. · 74 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this beautifully maintained stacked townhouse located at 405 Myers Rd in the heart of Cambridge. This bright and modern 2-bedroom, 2-bathroom home offers a perfect blend of comfort, style, and convenience-ideal for first-time buyers, downsizers, or investors. Step inside to discover a thoughtfully designed open-concept layout featuring a spacious living area, perfect for entertaining or relaxing at home. The kitchen is well-appointed with ample cabinetry and workspace, making meal pre…

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Property details

MLS#: X13011940
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 900-999
Style: Stacked Townhouse
Type: Condo Townhouse
Year built: —

Condo corp #: 758
Balcony: Terrace
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: —
Cross street: Myers Rd/Franklin Blvd
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: —

Rooms

Level	Room	Dimensions
Main	Kitchen	5.76m × 6.93m
Main	Living Room	5.76m × 6.93m
Main	Primary Bedroom	3.1m × 3.67m
Main	Bedroom 2	2.77m × 2.57m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX HALLMARK REALTY LTD.

Source: TRREB/PROPTX · MLS® X13011940

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$450K

Unit 1 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $449,900✓ $3,357 tax✓ Electric✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,828/mo

incl. closing costs (yr 1)

Annual total

$45,934

year 1

Mortgage only

$1,707/mo

principal + interest

Beyond mortgage

$1,207/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$89,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$280/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~950 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$21/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $20,481/yr

Property taxes19% $8,830/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance10% $4,499/yr

Condo fees6% $2,964/yr

Closing costs11% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,481	$1,707/mo
Government & taxes
Property tax	$3,357	$280/mo
Land transfer tax(closing)	$5,473	$456/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,499	$375/mo
Condo fees
Condo / HOA fees	$2,964	$247/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$45,934	$3,828/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs