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$685K · 2 bed Condo Apartment · Durand, Hamilton | MyPropertyScout

$685,000

Unit 804

74 DOM

2274d

Map

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DOM 74

↓ $60,000Price Reduced

$685,000

DOM74days

Unit 804

City Sqaure · 90 Charlton Avenue · Hamilton · Ontario L8P 0B4

MLS® X13011878 · Durand · L8P 0B4

22Vacant1200-1399 ft²Condo Apartment1-car Underground74d$527/ft²$8,428 tax/yrBuilt 201313 yrs old

Neighbourhood Range

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About this home

Welcome to 90 Charlton. Fall in love with this beautifully appointed 1,350 sq ft lower penthouse unit. The epitome of luxury, this gorgeous space is flooded with natural light. The open-concept layout features 2 generous bedrooms, 2 full bathrooms, a versatile den, and in-suite laundry. Two private balconies offer over 140 sq ft of outdoor retreat space with breathtaking southern exposure and peaceful views of Durand Park and the Hamilton Escarpment. Enjoy premium amenities including a fully equ…

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Property details

MLS#: X13011878
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1200-1399
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Roof: Flat
Property features: Hospital, Park, Place Of Worship, Public Transit, School Bus Route

View: Trees/Woods, Mountain, Park/Greenbelt

Building name: City Sqaure
Condo corp #: 497
Balcony: Open
Locker: Exclusive
Association amenities: Bike Storage, Exercise Room, Party Room/Meeting Room, Visitor Parking
Fees include: Heat Included, Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Ground Source
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stone, Stucco (Plaster) · Year Round Living
Fronting on: —
Cross street: BAY STREET
Basement: None
Stories: 8
Utilities: —
Laundry: In-Suite Laundry
Interior: Primary Bedroom - Main Floor, Storage Area Lockers, Water Heater, Wheelchair Access
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Foyer	1.68m × 2.53m
Main	Kitchen	2.41m × 3.39m
Main	Dining Room	2.74m × 2.87m
Main	Living Room	3.08m × 6.07m
Main	Den	2.56m × 2.47m
Main	Bathroom	1.58m × 2.16m
Main	Bedroom	2.87m × 4.39m
Main	Primary Bedroom	3.08m × 6.1m
Main	Bathroom	1.52m × 2.84m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE STATE REALTY

Source: TRREB/PROPTX · MLS® X13011878

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$685K

Unit 804 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $685,000✓ $8,428 tax✓ Ground Source✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,075/mo

incl. closing costs (yr 1)

Annual total

$84,901

year 1

Mortgage only

$2,599/mo

principal + interest

Beyond mortgage

$3,170/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$137,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$702/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo · assumes gas heat

Ground Source$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,850/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$122/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,175

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)37% $31,184/yr

Property taxes22% $18,603/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance8% $6,850/yr

Condo fees21% $17,604/yr

Closing costs6% $5,100/yr

Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,184	$2,599/mo
Government & taxes
Property tax	$8,428	$702/mo
Land transfer tax(closing)	$10,175	$848/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Ground Source	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,850	$571/mo
Condo fees
Condo / HOA fees	$17,604	$1,467/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$84,901	$7,075/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 804

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs