$1.70M · 3 bed Detached · 3201 - Rockcliffe, Rockcliffe Park

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About this home

Framed by elegant gates, this approach lends a touch of European-inspired charm and creates a warm, distinctive presence within the streetscape. Located in prestigious Rockcliffe Park, this charming and thoughtfully updated house offers exceptional space, versatility, and everyday convenience. The bright and spacious main floor features excellent flow, ideal for both families and those looking to downsize without sacrificing space. A sun-filled family room with garden access creates a seamless…

Property details

MLS#

X13011354

Status

Buy Now

Beds

Baths

4 full, 0 half

Size

2000-2500

Style

2-Storey

Type

Detached

Year built

—

Roof: Shingles
Foundation: Concrete

Fireplaces: 2
Fireplace features: Wood

Garage: 1-car Attached
Garage spaces: 1
Parking: 5 total
Lot: 72 × 95
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Stucco (Plaster)
Fronting on: West
Cross street: Maple Lane
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Water Heater Owned
Parking features: Circular Drive

Rooms

Level	Room	Dimensions
Ground	Foyer	1.98m × 3.2m
Ground	Living Room	3.6m × 6.378m
Ground	Den	3.63m × 4.08m
Ground	Dining Room	3.35m × 3.6m
Ground	Kitchen	3.05m × 6.4m
Ground	Great Room	4.42m × 5.15m
Ground	Bathroom	—
Second	Primary Bedroom	3.17m × 5.76m
Second	Other	1.52m × 3.32m
Second	Bedroom 2	3.02m × 3.35m
Second	Bedroom 3	3.66m × 4.51m
Second	Bathroom	—
Basement	Recreation	3.47m × 6.07m
Basement	Bathroom	—
Basement	Laundry	—
Basement	Utility Room	—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,695,000✓ $11,287 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$12,285/mo

incl. closing costs (yr 1)

Annual total

$147,426

year 1

Mortgage only

$6,430/mo

principal + interest

Beyond mortgage

$2,866/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$339,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$941/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$16,950/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$30,375

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $77,164/yr

Property taxes28% $41,662/yr

Utilities3% $4,950/yr

Insurance & security1% $1,600/yr

Maintenance11% $16,950/yr

Closing costs3% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$77,164	$6,430/mo
Government & taxes
Property tax	$11,287	$941/mo
Land transfer tax(closing)	$30,375	$2,531/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$16,950	$1,413/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$147,426	$12,285/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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215 Springfield Road

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs