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$525K · 1 bed Condo Apartment · 540 - Grimsby Beach, Grimsby | MyPropertyScout

$524,900

Unit 1607

74 DOM

1174d

Map

DOM 74

$524,900

A●●●○○DOM74days

Unit 1607

385 Winston Road · Grimsby · Ontario L3M 4E8

MLS® X13011120 · 540 - Grimsby Beach · L3M 4E8

11TenantOccupied600-699 ft²Condo Apartment1-car Underground74d$808/ft²$3,300 tax/yrBuilt 20233 yrs old

6% below market · 74 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to Odyssey at Grimsby-on-the-Lake. This beautifully maintained 1 bdrm + den suite (Float model by Rosehaven) is ideally situated on the 16th floor, offering unobstructed full-face-on lake views from an oversized 130 SF private balcony, perfect for relaxing or entertaining. Bright & thoughtfully designed with 9' ceilings, wide vinyl plank flooring throughout, & a contemporary kitchen featuring extended height cabinetry, quartz countertops, stainless steel appliances, & a stylish backsplas…

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Property details

MLS#: X13011120
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 600-699
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Property features: Beach, Hospital, Lake Access, Level, Park, Place Of Worship

View: Lake

Water view: Direct,Unobstructive
Water body: Lake Ontario
Shoreline: Unknown

Condo corp #: 345
Balcony: Open
Locker: Owned
Association amenities: Concierge, Elevator, Exercise Room, Gym, Party Room/Meeting Room, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Heat Pump
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Exterior: Brick, Concrete
Fronting on: —
Cross street: Windward Dr.
Basement: None
Stories: 16
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: None

Rooms

Level	Room	Dimensions
Main	Den	2.74m × 2.44m
Main	Kitchen	3.11m × 3.11m
Main	Bathroom	—
Main	Living Room	4.45m × 3.11m
Main	Bedroom	3.69m × 3.05m
Main	Laundry	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE MACRO REALTY

Source: TRREB/PROPTX · MLS® X13011120

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$525K

Unit 1607 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $524,900✓ $3,300 tax✓ Electric✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,505/mo

incl. closing costs (yr 1)

Annual total

$54,066

year 1

Mortgage only

$1,991/mo

principal + interest

Beyond mortgage

$1,475/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$104,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$275/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~650 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,249/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$38/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,973

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $23,896/yr

Property taxes19% $10,273/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,249/yr

Condo fees10% $5,488/yr

Closing costs9% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,896	$1,991/mo
Government & taxes
Property tax	$3,300	$275/mo
Land transfer tax(closing)	$6,973	$581/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,249	$437/mo
Condo fees
Condo / HOA fees	$5,488	$457/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$54,066	$4,505/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1607

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs