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$440K · 2 bed Condo Apartment · 717 - Cornwall, Cornwall | MyPropertyScout

$439,900

Unit 501

75 DOM

2275d

Map

⚡ Insider Deal

DOM 75

↓ $10,000Price Reduced

$439,900

F●●●○○DOM75days

Unit 501

710 Cotton Mill Street · Cornwall · Ontario K6H 7L3

MLS® X13009070 · 717 - Cornwall · K6H 7L3

22OwnerOccupied1000-1199 ft²Condo Apartment1-car Underground75d$400/ft²$4,653 tax/yr

14% above market · 75 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to Unit 501 at 710 Cotton Mill Street a true penthouse-level unit positioned on the coveted top-floor southwest corner of the building, with amazing views of the St. Lawrence River and the historic Cotton Mill District. This completely reimagined and fully customized end unit delivers a rare blend of industrial character and refined, high-end design. Flooded with natural light, the open-concept layout is inspired by upscale New York loft living, showcasing flawless finishes and a seamles…

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Property details

MLS#: X13009070
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1000-1199
Style: Apartment
Type: Condo Apartment
Year built: —

Roof: Tar and Gravel

Fireplaces: 1
Fireplace features: Natural Gas

View: Panoramic, Water

Condo corp #: 18
Balcony: Open
Locker: Owned
Association amenities: BBQs Allowed, Car Wash, Elevator, Gym, Rooftop Deck/Garden, Guest Suites
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick, Stucco (Plaster)
Fronting on: —
Cross street: Cotton Mill and Mcconnell
Basement: None
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Interior: Air Exchanger, Storage Area Lockers, Water Heater Owned, Wheelchair Access
Parking features: —

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 SHIELD REALTY LTD.

Source: TRREB/PROPTX · MLS® X13009070

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$440K

Unit 501 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $439,900✓ $4,653 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,482/mo

incl. closing costs (yr 1)

Annual total

$53,790

year 1

Mortgage only

$1,669/mo

principal + interest

Beyond mortgage

$1,916/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$87,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$388/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,399/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$61/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)37% $20,026/yr

Property taxes18% $9,926/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,399/yr

Condo fees16% $8,778/yr

Closing costs9% $5,100/yr

Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,026	$1,669/mo
Government & taxes
Property tax	$4,653	$388/mo
Land transfer tax(closing)	$5,273	$439/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,399	$367/mo
Condo fees
Condo / HOA fees	$8,778	$732/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,790	$4,482/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 501

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs