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$849K · 4+2 bed Detached · 442 - Vine/Linwell, St. Catharines | MyPropertyScout

$849,000

128 PARNELL Road

80 DOM

4+2380d

Map

⚡ Insider Deal

DOM 80

↓ $30KPrice Reduced

$849,000

↓ $30K

DOM80days

128 PARNELL Road

St. Catharines · Ontario L2M 1V4

MLS® X13006198 · 442 - Vine/Linwell · L2M 1V4

4+23TenantOccupied2000-2500 ft²Detached4-car DetachedFinished with Walk-Out80d$377/ft²Lot 71.7 x 169.4 ft< .50 ac$6,313 tax/yrBuilt 195175 yrs oldFinished with Walk-Out

80 days on market

About this home

Great opportunity for investors or large families. This property offers three separate living spaces, each with its own kitchen and private entrance, making it ideal for extended family or flexible living arrangements. The main level features an A-frame ceiling, fireplace, full kitchen, three bedrooms, and an additional room that can be used as an office or dining space. The side level includes a one-bedroom plus den with its own kitchen and access to a private backyard, while the lower level ha…

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Property details

MLS#: X13006198
Status: Buy Now
Property class: Residential Freehold
Beds: 4+2
Baths: 3 full, 0 half
Rooms: 13
Kitchens: 3
Size: 2000-2500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished with Walk-Out
Style: 2-Storey
Type: Detached
Year built: 1951

Occupancy: Tenant Occupied
Washrooms: 3 pc · Second; 3 pc · Main; 3 pc · Lower
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Shingles
Foundation: Unknown
Other structures: Garden Shed
Property features: Fenced Yard, Hospital, Lake/Pond, Park, School

Fireplaces: 3

Garage: 4-car Detached
Garage spaces: 4
Parking: 14 total
Lot: 71.73 × 169.41
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Aluminum Siding, Brick · Awnings, Deck, Patio, Paved Yard, Privacy, Security Gate
Fronting on: East
Cross street: VINE & PARNELL VINE ST RIGHT ON PARNELL
Stories: —
Utilities: —
Laundry: —
Interior: In-Law Suite
Parking features: Private Triple

Rooms

Level	Room	Dimensions
Main	Living Room	—
Main	Dining Room	—
Main	Kitchen	—
Main	Family Room	—
Upper	Primary Bedroom	—
Upper	Bedroom	—
Upper	Bedroom	—
Main	Living Room	—
Main	Kitchen	—
Main	Bedroom 4	—
Lower	Kitchen	—
Lower	Recreation	—

Seller signals

Price movement & seller pressure

↓ $30KPrice reduction

MLS shows the seller reduced the asking price by $30,000 (from $879,000 to $849,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE REALTY PLUS

Source: TRREB/PROPTX · MLS® X13006198

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$849K

128 PARNELL Road · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $849,000✓ $6,313 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,547/mo

incl. closing costs (yr 1)

Annual total

$78,558

year 1

Mortgage only

$3,221/mo

principal + interest

Beyond mortgage

$1,746/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$169,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$526/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$13,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $38,650/yr

Property taxes25% $19,768/yr

Utilities6% $4,950/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,490/yr

Closing costs6% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$38,650	$3,221/mo
Government & taxes
Property tax	$6,313	$526/mo
Land transfer tax(closing)	$13,455	$1,121/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,490	$708/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$78,558	$6,547/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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128 PARNELL Road

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs