$8.95M · 2+5 bed Detached · Medora, Muskoka Lakes

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About this home

Sophisticated and comprehensive South West lake house estate perched on a most prominent 333' point of 2.7 acres of land Exclusively & Exquisitely addressed so close to Port Carling, in one of the area's most prestigious neighbourhoods. Customized and cleverly tailored to absolute perfection, the 7 bedroom 8 bathroom Principal Cottage is discretely shrouded in towering trees and presents over 7,000 sq. ft. of understated elegance with top notch quality and finishes throughout. 4 separate yet bea…

Property details

MLS#

X13005728

Status

Buy Now

Beds

2+5

Baths

8 full, 0 half

Size

3500-5000

Style

Bungalow

Type

Detached

Year built

—

Roof: Cedar, Shake
Foundation: Concrete Block
Other structures: Other, Shed
Property features: Golf, Hospital, Terraced, Waterfront, Wooded/Treed

Fireplaces: 2
Fireplace features: Propane, Living Room, Rec Room

View: Clear, Lake, Panoramic, Water

Waterfront: Yes
Water view: Direct,Unobstructive
Water body: Lake Muskoka
Water frontage: 101.69652 ft
Shoreline: Clean, Deep, Rocky
Waterfront features: Boat Slip, Boathouse, Dock, Stairs to Waterfront

Garage: 4-car Detached
Garage spaces: 4
Parking: 10 total
Lot: 333.65 × 607
Heating: Forced Air
Heating fuel: Propane
Cooling: Central Air
Pool: No
Exterior: Wood · Built-In-BBQ, Deck, Landscape Lighting, Landscaped, Lawn Sprinkler System, Lighting, Patio, Privacy, Porch Enclosed, Recreational Area
Fronting on: South
Cross street: Muskoka Road 118 West & Ranwood Road
Basement: Finished, Finished with Walk-Out, Full, Walk-Out
Stories: —
Utilities: —
Laundry: —
Interior: Generator - Full, Floor Drain, Air Exchanger, Bar Fridge, Built-In Oven, Intercom, Primary Bedroom - Main Floor, Separate Heating Controls, Water Heater Owned, Sump Pump
Parking features: Lane

Rooms

Level	Room	Dimensions
Main	Kitchen	3.91m × 8.51m
Main	Dining Room	5.89m × 5.92m
Main	Sunroom	4.09m × 5.87m
Main	Great Room	7.59m × 7.67m
Main	Laundry	2.46m × 4.39m
Main	Family Room	5.44m × 6.65m
Main	Den	3.73m × 4.11m
Main	Primary Bedroom	5.49m × 5.64m
Main	Bathroom	3.63m × 5.66m
Main	Bathroom	1.6002m × 248m
Main	Bathroom	1.905m × 2.2098m
Second	Bedroom	5.44m × 6.6m
Lower	Recreation	3.76m × 6.38m
Lower	Family Room	5.11m × 6.38m
Lower	Bedroom	3.96m × 4.7m
Lower	Bedroom	4.37m × 4.67m
Lower	Bedroom	4.04m × 4.5m
Lower	Bedroom	4.06m × 4.5m
Lower	Bedroom	4.22m × 4.5m
Lower	Laundry	2.72m × 4.47m
Lower	Bathroom	3.5814m × 4.5210984m
Lower	Bathroom	3.5591496m × 3.8639496m
Lower	Bathroom	4.32306984m × 1.905m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $8,949,000✓ $29,950 tax✓ Propane✓ 3500-5000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$62,531/mo

incl. closing costs (yr 1)

Annual total

$750,367

year 1

Mortgage only

$33,950/mo

principal + interest

Beyond mortgage

$10,606/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$1,789,800

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$2,496/mo

Utilities

Hydro / electricity$298/mo

≈ $0.07/ft² × ~4,250 ft² · ON avg ~$298/mo

Propane$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$89,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$210,200

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)54% $407,397/yr

Property taxes32% $240,150/yr

Utilities1% $6,630/yr

Insurance & security0% $1,600/yr

Maintenance12% $89,490/yr

Closing costs1% $5,100/yr

Mortgage is 54% of your true cost of ownership. The other 46% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$407,397	$33,950/mo
Government & taxes
Property tax	$29,950	$2,496/mo
Land transfer tax(closing)	$210,200	$17,517/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$3,570	$298/mo
Propane	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$89,490	$7,458/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$750,367	$62,531/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Property details

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Sales History

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Annual costs