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$458K · 1 bed Condo Apartment · 911 - Almonte, Mississippi Mills | MyPropertyScout

$458,000

Unit 311

11OwnerOccupied

Map

Waterfront

$458,000

F●●●○○

Unit 311

Millfall · 1 Rosamond Street · Mississippi Mills · Ontario K0A 1A0

MLS® X13004192 · 911 - Almonte · K0A 1A0

11OwnerOccupied700-799 ft²Condo ApartmentNone$611/ft²$1,749 tax/yr

17% above market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Feel a part of the local history in this designated heritage woolen mill conversion. Located in friendly historic Almonte, just steps away from popular Mill Street with a wide variety of shops and restaurants. With opportunities to stay active on the Ottawa Valley Rail Trail and shop at the local farmer's market. The exposed painted brick, 11-foot ceilings, and large windows make this a bright and airy unit with that heritage feel, allowing you to enjoy the sights and sounds of the waterfall on…

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Property details

MLS#: X13004192
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 700-799
Style: Apartment
Type: Condo Apartment
Year built: —

Waterfront: Yes
Water view: Partially Obstructive
Water body: Mississippi River
Water frontage: 200 ft
Shoreline: Unknown
Waterfront features: River Access

Building name: Millfall
Condo corp #: 7
Balcony: None
Locker: Exclusive
Fees include: Common Elements Included, Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: None
Fireplaces: —
Exterior: Stone
Fronting on: —
Cross street: Mary
Basement: None
Stories: 3
Utilities: —
Laundry: In-Suite Laundry
Interior: Intercom, Primary Bedroom - Main Floor, Separate Heating Controls, Storage Area Lockers, Water Heater Owned
Parking features: —

Rooms

Level	Room	Dimensions
Main	Bedroom	3.32m × 3.87m
Ground	Den	2.46m × 2.81m
Ground	Living Room	4.28m × 6.41m
Ground	Kitchen	3.29m × 3.83m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: DETAILS REALTY INC.

Source: TRREB/PROPTX · MLS® X13004192

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$458K

Unit 311 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $458,000✓ $1,749 tax✓ Electric✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,213/mo

incl. closing costs (yr 1)

Annual total

$50,554

year 1

Mortgage only

$1,738/mo

principal + interest

Beyond mortgage

$1,547/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$91,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$146/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~750 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,580/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$60/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,635

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $20,850/yr

Property taxes15% $7,384/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,580/yr

Condo fees17% $8,580/yr

Closing costs10% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,850	$1,738/mo
Government & taxes
Property tax	$1,749	$146/mo
Land transfer tax(closing)	$5,635	$470/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,580	$382/mo
Condo fees
Condo / HOA fees	$8,580	$715/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,554	$4,213/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 311

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs