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$425K · 1 bed Condo Apartment · Kortright West, Guelph | MyPropertyScout

$425,000

Unit 429

11OwnerOccupied

Map

$425,000

A●●○○○

Unit 429

1077 Gordon Street · Guelph · Ontario N1L 1H2

MLS® X13002906 · Kortright West · N1L 1H2

11OwnerOccupied500-599 ft²Condo ApartmentNone$773/ft²$3,400 tax/yrBuilt 201313 yrs old

10% below market · regional est.

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this sweet top-floor 1 bedroom + den condo, offering a rare combination of privacy, natural light, and peaceful green-space views in a prime south-end location. Set on the upper level of a well-maintained building, this bright and inviting home features an open-concept layout designed for comfortable everyday living and easy entertaining. Upon entry, a welcoming foyer leads into the kitchen and sunlit living area, creating a functional and intuitive flow throughout the unit. The versa…

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Property details

MLS#: X13002906
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 500-599
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Roof: Flat
Foundation: Poured Concrete
Property features: Clear View, Greenbelt/Conservation, Hospital, Library, Public Transit, School Bus Route

View: Park/Greenbelt

Condo corp #: 207
Balcony: Open
Locker: Owned
Association amenities: Visitor Parking, Elevator, Party Room/Meeting Room
Fees include: Building Insurance Included, Parking Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete, Brick
Fronting on: —
Cross street: Kortright Rd
Basement: None
Stories: 4
Utilities: —
Laundry: Ensuite
Interior: Primary Bedroom - Main Floor
Parking features: Surface

Rooms

Level	Room	Dimensions
Main	Kitchen	3.66m × 2.83m
Main	Living Room	3.66m × 4.71m
Main	Den	2.82m × 2.77m
Main	Bedroom	2.82m × 3.3m
Main	Bathroom	2.74m × 1.79m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Royal LePage Royal City Realty

Source: TRREB/PROPTX · MLS® X13002906

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$425K

Unit 429 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $425,000✓ $3,400 tax✓ Gas✓ 500-599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,829/mo

incl. closing costs (yr 1)

Annual total

$45,952

year 1

Mortgage only

$1,612/mo

principal + interest

Beyond mortgage

$1,344/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$85,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$283/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,250/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$23/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $19,348/yr

Property taxes18% $8,375/yr

Utilities9% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,250/yr

Condo fees7% $3,319/yr

Closing costs11% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,348	$1,612/mo
Government & taxes
Property tax	$3,400	$283/mo
Land transfer tax(closing)	$4,975	$415/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,250	$354/mo
Condo fees
Condo / HOA fees	$3,319	$277/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$45,952	$3,829/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 429

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs