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$610K · 4 bed Duplex · Stinson, Hamilton | MyPropertyScout

$609,990

127 East Avenue

81 DOM

4481d

Map

⚡ Insider Deal

DOM 81

↓ $30KPrice Reduced

$609,990

↓ $30K

DOM81days

127 East Avenue

Hamilton · Ontario L8N 2T6

MLS® X13001622 · Stinson · L8N 2T6

44TenantOccupied1500-2000 ft²DuplexNoneFull81d$349/ft²Lot 22.3 x 121 ft$4,734 tax/yrFull

81 days on market

About this home

Welcome to 127 East Avenue South, a well-maintained duplex ideally located in one of Hamilton's most central and connected neighborhoods. This versatile property offers two self-contained and separately accessed units, making it an excellent opportunity for investors, multi-generational living, or owner-occupiers looking to offset expenses with rental income. The front unit features a spacious and functional layout offering three bedrooms and two bathrooms and a fully finished basement, providin…

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Property details

MLS#: X13001622
Status: Buy Now
Property class: Residential Freehold
Beds: 4
Baths: 4 full, 0 half
Rooms: 12
Kitchens: 2
Size: 1500-2000Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full
Style: 2 1/2 Storey
Type: Duplex
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Tenant Occupied
Washrooms: 4 pc · Lower; 4 pc · Second; 3 pc · Main; 4 pc · Lower
Family room: Family room
Central vacuum: No
Ensuite laundry: No
Special designation: Accessibility

Roof: Asphalt Shingle, Slate
Foundation: Concrete Block

Fireplaces: 1
Fireplace features: Electric

Garage: None
Garage spaces: 0
Parking: 2 total
Lot: 22.29 × 121
Heating: Forced Air
Heating fuel: Gas
Cooling: Wall Unit(s), Window Unit(s)
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: East
Cross street: Stinson Street and Hunter Street East
Stories: —
Utilities: —
Laundry: —
Interior: In-Law Suite, In-Law Capability
Parking features: —

Rooms

Level	Room	Dimensions
Basement	Recreation	5.11m × 6.11m
Basement	Bathroom	2.31m × 1.56m
Basement	Bathroom	2.43m × 1.63m
Basement	Laundry	1.73m × 1.42m
Basement	Bedroom	0.05m × 6.78m
Main	Living Room	3.58m × 4.75m
Main	Kitchen	3.58m × 3.51m
Main	Kitchen	3.53m × 3.81m
Main	Bathroom	2m × 1.4m
Main	Family Room	3.53m × 4.72m
Second	Bedroom 2	3.51m × 5.36m
Second	Bedroom 3	2.9m × 3.35m
Third	Bedroom 4	5.41m × 5.85m
Second	Bathroom	1.38m × 2.31m

Seller signals

Price movement & seller pressure

↓ $30KPrice reduction

MLS shows the seller reduced the asking price by $29,910 (from $639,900 to $609,990).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: PEAK REALTY LTD.

Source: TRREB/PROPTX · MLS® X13001622

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$610K

127 East Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $609,990✓ $4,734 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,876/mo

incl. closing costs (yr 1)

Annual total

$58,508

year 1

Mortgage only

$2,314/mo

principal + interest

Beyond mortgage

$1,380/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$121,998

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$395/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,100/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,675

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $27,769/yr

Property taxes23% $13,409/yr

Utilities8% $4,530/yr

Insurance & security3% $1,600/yr

Maintenance10% $6,100/yr

Closing costs9% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,769	$2,314/mo
Government & taxes
Property tax	$4,734	$395/mo
Land transfer tax(closing)	$8,675	$723/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,100	$508/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$58,508	$4,876/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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127 East Avenue

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs