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$520K · 3 bed Condo Townhouse · Junction/Onward Willow, Guelph | MyPropertyScout

$519,900

Unit 247

32OwnerOccupied

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$519,900

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Unit 247

31 Greengate Road · Guelph · Ontario N1H 6R3

MLS® X12997670 · Junction/Onward Willow · N1H 6R3

32OwnerOccupied1000-1199 ft²Condo TownhouseNone$473/ft²$2,418 tax/yr

2% below market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Stylish 3-Bedroom Townhouse for Sale - Prime West End Location Welcome home to this beautifully updated 3-bedroom, 1.5-bath townhouse located in the highly sought-after West End. This move-in-ready home offers the perfect blend of modern updates, everyday comfort, and unbeatable convenience. Step inside to discover brand-new flooring throughout both levels, creating a fresh and inviting atmosphere. The bright main floor features a spacious living area that flows effortlessly into the dining spac…

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Property details

MLS#: X12997670
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 1000-1199
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Condo corp #: 75
Balcony: None
Locker: Ensuite
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Aluminum Siding, Brick Veneer
Fronting on: —
Cross street: Silvercreek
Basement: Partially Finished
Stories: 1
Utilities: —
Laundry: In Basement
Interior: Water Heater
Parking features: —

Rooms

Level	Room	Dimensions
Main	Dining Room	2.17m × 3.15m
Main	Kitchen	2.64m × 2.21m
Main	Living Room	3.12m × 5.05m
Second	Primary Bedroom	3.28m × 5.05m
Second	Bedroom	2.71m × 2.79m
Second	Bedroom	3.81m × 2.13m
Basement	Recreation	5.11m × 4.52m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX Real Estate Centre Inc

Source: TRREB/PROPTX · MLS® X12997670

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$520K

Unit 247 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $519,900✓ $2,418 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,499/mo

incl. closing costs (yr 1)

Annual total

$53,987

year 1

Mortgage only

$1,972/mo

principal + interest

Beyond mortgage

$1,495/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$103,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$202/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,199/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$36/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,873

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $23,668/yr

Property taxes17% $9,291/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,199/yr

Condo fees10% $5,169/yr

Closing costs9% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,668	$1,972/mo
Government & taxes
Property tax	$2,418	$202/mo
Land transfer tax(closing)	$6,873	$573/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,199	$433/mo
Condo fees
Condo / HOA fees	$5,169	$431/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,987	$4,499/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 247

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs