$475K · 3+1 bed Condo Townhouse · Northcrest Ward 5, Peterborough

Loading neighbourhood intel…

About this home

This very spacious two-level condominium offers exceptional living space in a well-maintained complex. Offering over 2400 square feet of living space this home offers the convenience of condo living without compromising living space. The main level features three bedrooms, including a primary suite complete with a walk-in closet and a three-piece ensuite. A bright four-piece bathroom serves the additional bedrooms. The layout includes an inviting eat-in kitchen, a separate dining room, and a gen…

Property details

MLS#

X12992844

Status

Buy Now

Beds

3+1

Baths

2 full, 0 half

Size

2250-2499

Style

Bungalow

Type

Condo Townhouse

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Golf, Greenbelt/Conservation, Hospital, Park, Place Of Worship, School

View: Park/Greenbelt, Trees/Woods

Condo corp #: 26
Balcony: Terrace
Locker: None
Association amenities: BBQs Allowed, Party Room/Meeting Room, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick · Controlled Entry, Landscape Lighting, Landscaped, Lighting, Patio, Year Round Living
Fronting on: —
Cross street: WATER STREET/UNIVERSITY HEIGHTS
Basement: Finished with Walk-Out, Separate Entrance
Stories: 1
Utilities: —
Laundry: Electric Dryer Hookup, In Basement, In-Suite Laundry
Interior: Central Vacuum, Primary Bedroom - Main Floor, Storage, Sump Pump
Parking features: Private, Surface

Rooms

Level	Room	Dimensions
Main	Kitchen	3.82m × 2.72m
Main	Dining Room	3.64m × 2.86m
Main	Living Room	5.96m × 3.39m
Main	Bedroom	4.05m × 2.9m
Main	Bedroom	3.34m × 3.11m
Main	Primary Bedroom	5.38m × 3.37m
Main	Bathroom	1.51m × 2.62m
Main	Bathroom	1.47m × 2.69m
Lower	Bedroom	4m × 4.76m
Lower	Other	3.01m × 4.63m
Lower	Recreation	5.98m × 6.09m
Lower	Utility Room	2.92m × 5.41m
Lower	Other	1.53m × 4.86m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $474,900✓ $3,718 tax✓ Electric✓ 2250-2499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,460/mo

incl. closing costs (yr 1)

Annual total

$53,522

year 1

Mortgage only

$1,802/mo

principal + interest

Beyond mortgage

$1,703/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$94,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$310/mo

Utilities

Hydro / electricity$91/mo

≈ $0.13/ft² × ~2,375 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,749/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$56/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,973

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $21,619/yr

Property taxes18% $9,691/yr

Utilities5% $2,657/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,749/yr

Condo fees15% $8,106/yr

Closing costs10% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$21,619	$1,802/mo
Government & taxes
Property tax	$3,718	$310/mo
Land transfer tax(closing)	$5,973	$498/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,097	$91/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,749	$396/mo
Condo fees
Condo / HOA fees	$8,106	$676/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$53,522	$4,460/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 30

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs