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$550K · 2 bed Common Element Condo · Ashburnham Ward 4, Peterborough | MyPropertyScout

$549,900

Unit 3

42 DOM

2242d

Map

DOM 42

$549,900

F●●○○○DOM42days

Unit 3

Whitaker Mills 2 · 660 Whitaker Street · Peterborough · Ontario K9H 7L5

MLS® X12992660 · Ashburnham Ward 4 · K9H 7L5

22Vacant1400-1599 ft²Common Element CondoNone42d$367/ft²$4,794 tax/yr

24% above market · regional est. · 42 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Spacious 1500 sq. ft condo at 660 Whitaker. Welcoming entrance, open to living room with fireplace (electric), dining room - all with hardwood floors. Eat in kitchen with 2 pantry closets and look through to dining room. A primary bedroom with a private ensuite bathroom, 2 large closets. A secondary guest bathroom. A 2nd bedroom with a skylight that can be a den or office. A laundry room with plenty of room for storage. Patio off of living area. 2 parking spots. Located in a wonderful retireme…

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Property details

MLS#: X12992660
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1400-1599
Style: Bungalow
Type: Common Element Condo
Year built: —

Roof: Asphalt Shingle
Foundation: Unknown

Fireplace features: Electric

Building name: Whitaker Mills 2
Condo corp #: 23
Balcony: None
Locker: None
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: No

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Wall Unit(s)
Waterfront: No
Exterior: Brick · Patio
Fronting on: —
Cross street: Armour Rd
Basement: None
Stories: 1
Utilities: —
Laundry: Laundry Room
Interior: Intercom, Primary Bedroom - Main Floor, Water Heater
Parking features: —

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Foyer	3.84m × 2.08m
Main	Kitchen	2.18m × 3.02m
Main	Dining Room	2.74m × 5.03m
Main	Living Room	5m × 4.75m
Main	Primary Bedroom	4.14m × 5m
Main	Bedroom 2	3.48m × 3.91m
Main	Laundry	3.56m × 1.78m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Century 21 United Realty Inc.

Source: TRREB/PROPTX · MLS® X12992660

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$550K

Unit 3 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $549,900✓ $4,794 tax✓ Electric✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,901/mo

incl. closing costs (yr 1)

Annual total

$58,810

year 1

Mortgage only

$2,086/mo

principal + interest

Beyond mortgage

$1,734/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$109,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$400/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,500 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$48/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $25,034/yr

Property taxes21% $12,267/yr

Utilities4% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,499/yr

Condo fees12% $6,850/yr

Closing costs9% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,034	$2,086/mo
Government & taxes
Property tax	$4,794	$400/mo
Land transfer tax(closing)	$7,473	$623/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,499	$458/mo
Condo fees
Condo / HOA fees	$6,850	$571/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$58,810	$4,901/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 3

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs