Loading neighbourhood intel…

$359K · 1 bed Condo Apartment · 456 - Oakdale, St. Catharines | MyPropertyScout

$359,000

Unit LP45

11TenantOccupied

Map

$359,000

Unit LP45

Montebello · 50 Herrick Avenue · St. Catharines · Ontario L2P 0G3

MLS® X12991778 · 456 - Oakdale · L2P 0G3

11TenantOccupied600-699 ft²Condo Apartment1-car Underground$553/ft²$3,497 tax/yrBuilt 20233 yrs old

Neighbourhood Range

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to Lower Penthouse Unit LP-45 at 50 Herrick Avenue, St. Catharines a home thats bright, modern, and designed to make life easy and enjoyable.This bright and spacious 1-bedroom, 1-bath condo offers nearly 700 sq. ft. of thoughtfully designed living space, featuring soaring approximately 10 ft ceiling that adds openness and elegance. The huge bedroom provides a cozy retreat, while the modern kitchen is perfect for both everyday living and entertaining. Enjoy access to an incredible list o…

Reserved · coming next

MyPropertyScout exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: X12991778
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 600-699
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

Building name: Montebello
Condo corp #: 352
Balcony: Open
Locker: None
Association amenities: Elevator, Game Room, Exercise Room, Gym, Tennis Court
Fees include: Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stucco (Plaster), Concrete
Fronting on: —
Cross street: Woodburn Ave and Herrick Ave
Basement: None
Stories: —
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Intercom, Water Heater, Separate Heating Controls
Parking features: —

Rooms

Level	Room	Dimensions
Main	Bedroom	4.17m × 2.6m
Main	Kitchen	3.37m × 3.06m
Main	Foyer	2.03m × 1.8m
Main	Bathroom	1.41m × 2.6m
Main	Dining Room	1.72m × 3.06m
Main	Living Room	2.73m × 3.05m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE NRC REALTY

Source: TRREB/PROPTX · MLS® X12991778

Do you own a home in St. Catharines?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$359K

Unit LP45 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $359,000✓ $3,497 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,602/mo

incl. closing costs (yr 1)

Annual total

$43,230

year 1

Mortgage only

$1,362/mo

principal + interest

Beyond mortgage

$1,461/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$71,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$291/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,590/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$37/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,860

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $16,343/yr

Property taxes17% $7,357/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,590/yr

Condo fees12% $5,280/yr

Closing costs12% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$16,343	$1,362/mo
Government & taxes
Property tax	$3,497	$291/mo
Land transfer tax(closing)	$3,860	$322/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,590	$299/mo
Condo fees
Condo / HOA fees	$5,280	$440/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$43,230	$3,602/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit LP45

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs