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$500K · 2 bed Condo Apartment · Kortright East, Guelph | MyPropertyScout

$499,999

Unit 113

22TenantOccupied

Map

$499,999

F●●○○○

Unit 113

1284 Gordon Street · Guelph · Ontario N1L 0M8

MLS® X12989708 · Kortright East · N1L 0M8

22TenantOccupied800-899 ft²Condo ApartmentNone$589/ft²$3,522 tax/yr

11% above market · regional est.

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Beautifully designed ground floor 2 bedroom, 2 bathroom condo offering over 800 sq. ft. of stylish living space in a prime location. Featuring high-end finishes throughout, this unit boasts a modern kitchen with granite countertops, a spacious living area, and a well-designed layout ideal for comfortable living. Includes a convenient owned locker for additional storage. Perfect for investors or end users alike, this condo is ideally located close to the university, transit, shopping, and all ess…

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Property details

MLS#: X12989708
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 800-899
Style: Apartment
Type: Condo Apartment
Year built: —

Condo corp #: 248
Balcony: Open
Locker: Owned
Fees include: Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Aluminum Siding
Fronting on: —
Cross street: Edinburgh and Gordon
Basement: None
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: —

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX Real Estate Centre Inc

Source: TRREB/PROPTX · MLS® X12989708

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$500K

Unit 113 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,999✓ $3,522 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,376/mo

incl. closing costs (yr 1)

Annual total

$52,511

year 1

Mortgage only

$1,897/mo

principal + interest

Beyond mortgage

$1,481/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$100,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$294/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$28/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $22,762/yr

Property taxes19% $9,997/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,000/yr

Condo fees8% $4,092/yr

Closing costs10% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,762	$1,897/mo
Government & taxes
Property tax	$3,522	$294/mo
Land transfer tax(closing)	$6,475	$540/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,000	$417/mo
Condo fees
Condo / HOA fees	$4,092	$341/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$52,511	$4,376/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 113

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs