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$308K · 1 bed Condo Apartment · Waterloo | MyPropertyScout

$308,000

Unit 209

11Vacant

Map

New Build

$308,000

Unit 209

257 Hemlock Street · Waterloo · Ontario N2L 3R4

MLS® X12988232 · N2L 3R4

11Vacant0-499 ft²Condo ApartmentNone$617/ft²$2,745 tax/yrBuilt 20251 yr old

Neighbourhood Range

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Rare Opportunity - Includes Parking! Fully Furnished 1-Bedroom Condo in the Highly Sought-After Sage X Located in the Heart of Waterloo's Student District. Modern Suite Featuring Functional Layout and Designer Finishes. Comes With 1 Parking Spot - Extremely Rare as Most Units in the Building Do Not Include Parking. Building Amenities Include Exercise Room, Study Room, Social Lounge, and Landscaped Rooftop Terrace. Prime Investment Opportunity Just Steps to the University of Waterloo, Wilfrid Lau…

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Property details

MLS#: X12988232
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 0-499
Style: Apartment
Type: Condo Apartment
Year built: —

Condo corp #: 679
Balcony: Enclosed
Locker: None
Association amenities: Exercise Room, Gym, Recreation Room, Visitor Parking, Elevator
Fees include: Heat Included, Water Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete
Fronting on: —
Cross street: University Ave & Hemlock St.
Basement: None
Stories: 2
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: None

Rooms

Level	Room	Dimensions
Main	Kitchen	3.76m × 2.78m
Main	Living Room	3.07m × 4.19m
Main	Primary Bedroom	2.98m × 2.69m
Main	Study	3.07m × 4.19m
Main	Bathroom	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX REALTRON REALTY INC.

Source: TRREB/PROPTX · MLS® X12988232

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$308K

Unit 209 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $308,000✓ $2,745 tax✓ Gas✓ 0-499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,400/mo

incl. closing costs (yr 1)

Annual total

$40,796

year 1

Mortgage only

$1,168/mo

principal + interest

Beyond mortgage

$1,515/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$61,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$229/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~250 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,080/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$50/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,095

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)34% $14,021/yr

Property taxes14% $5,840/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,080/yr

Condo fees18% $7,194/yr

Closing costs13% $5,100/yr

Mortgage is 34% of your true cost of ownership. The other 66% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$14,021	$1,168/mo
Government & taxes
Property tax	$2,745	$229/mo
Land transfer tax(closing)	$3,095	$258/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,080	$257/mo
Condo fees
Condo / HOA fees	$7,194	$600/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$40,796	$3,400/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 209

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs