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$460K · 2 bed Condo Townhouse · Victoria North, Guelph | MyPropertyScout

$460,000

Unit 46B

80 DOM

2280d

Map

⚡ Insider Deal

DOM 80

↓ $24,900Price Reduced

$460,000

C●●●○○DOM80days

Unit 46B

15 Carere Crescent · Guelph · Ontario N1E 0K4

MLS® X12986342 · Victoria North · N1E 0K4

22OwnerOccupied1000-1199 ft²Condo TownhouseNone80d$418/ft²$3,229 tax/yr

5% above market · 80 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this beautifully maintained stacked townhome offering the perfect blend of comfort, convenience, and lifestyle. Featuring 2 spacious bedrooms and 2 full bathrooms, this home is ideal for first-time buyers, downsizers, or investors alike. Step into the main floor which features an open concept kitchen and dining room and main floor primary bedroom and full bathroom. The lower level feature the second bedroom, full bathroom and living room with walkout to the backyard. Located in a high…

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Property details

MLS#: X12986342
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1000-1199
Style: Stacked Townhouse
Type: Condo Townhouse
Year built: —

View: Forest, Trees/Woods

Condo corp #: 195
Balcony: None
Locker: None
Fees include: Common Elements Included, Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Atto
Basement: Finished
Stories: 1
Utilities: —
Laundry: In Basement, In-Suite Laundry
Interior: Primary Bedroom - Main Floor
Parking features: Reserved/Assigned

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: M1 Real Estate Brokerage Ltd

Source: TRREB/PROPTX · MLS® X12986342

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$460K

Unit 46B · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $460,000✓ $3,229 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,172/mo

incl. closing costs (yr 1)

Annual total

$50,061

year 1

Mortgage only

$1,745/mo

principal + interest

Beyond mortgage

$1,495/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$92,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$269/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,600/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$34/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,675

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $20,941/yr

Property taxes18% $8,904/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,600/yr

Condo fees10% $4,956/yr

Closing costs10% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,941	$1,745/mo
Government & taxes
Property tax	$3,229	$269/mo
Land transfer tax(closing)	$5,675	$473/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,600	$383/mo
Condo fees
Condo / HOA fees	$4,956	$413/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,061	$4,172/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 46B

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs