Loading neighbourhood intel…

$486K · 2 bed Condo Townhouse · Waterloo | MyPropertyScout

$485,900

Unit 53

22Vacant

Map

$485,900

A●●○○○

Unit 53

99 Roger Street · Waterloo · Ontario N2J 0G1

MLS® X12983892 · N2J 0G1

22Vacant1000-1199 ft²Condo Townhouse1-car Attached$442/ft²$0 tax/yrNew build

20% below market · regional est.

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

The purchase price set out above is net of HST. How HST will be addressed will be determined at the time the Purchaser enters the agreement of purchase and sale, based on the status of the existing and proposed HST Rebates announced by the provincial and federal governments. - Welcome to this beautifully designed 2-bedroom, 2-bathroom condo-townhouse, perfectly located in Uptown Waterloo-one of the region's most vibrant and walkable communities. Just minutes from the University of Waterloo, Wilf…

Reserved · coming next

MyPropertyScout exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: X12983892
Status: Conditionally Sold
Beds: 2
Baths: 2 full, 0 half
Size: 1000-1199
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Roof: Asphalt Rolled
Foundation: Poured Concrete

Condo corp #: 773
Balcony: Open
Locker: None
Fees include: Building Insurance Included, Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: MOORE AVE S & ROGER ST
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: On Demand Water Heater
Parking features: —

Rooms

Level	Room	Dimensions
Main	Bedroom	2.72m × 3.51m
Main	Living Room	3.4m × 3.71m
Main	Bathroom	2.72m × 1.5m
Main	Kitchen	3.96m × 3m
Main	Dining Room	3.96m × 2.18m
Lower	Laundry	1.47m × 2.44m
Lower	Primary Bedroom	3.76m × 3.4m
Lower	Bathroom	2.67m × 1.55m
—	—	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX TWIN CITY REALTY INC.

Source: TRREB/PROPTX · MLS® X12983892

Do you own a home in Waterloo?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$486K

Unit 53 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $485,900✓ $0 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,932/mo

incl. closing costs (yr 1)

Annual total

$47,187

year 1

Mortgage only

$1,843/mo

principal + interest

Beyond mortgage

$1,114/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$97,180

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,859/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$23/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,193

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $22,120/yr

Property taxes13% $6,193/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $4,859/yr

Condo fees7% $3,355/yr

Closing costs11% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,120	$1,843/mo
Government & taxes
Land transfer tax(closing)	$6,193	$516/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,859	$405/mo
Condo fees
Condo / HOA fees	$3,355	$280/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$47,187	$3,932/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 53

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs