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$775K · 3+1 bed Detached · 4601 - Billings Bridge, Billings Bridge - Riverside Park and Area | MyPropertyScout

$775,000

1047 Richard Avenue

81 DOM

3+1281d

Map

DOM 81

$775,000

A●●○○○DOM81days

1047 Richard Avenue

Billings Bridge - Riverside Park and Area · Ontario K1H 8C3

MLS® X12982854 · 4601 - Billings Bridge · K1H 8C3

3+12Vacant700-1100 ft²Detached1-car Detached81d$861/ft²Lot 50 x 100 ft$4,577 tax/yrBuilt 195175 yrs old

13% below market · regional est. · 81 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 1047 Richard Avenue, a well-maintained bungalow set on a spacious 50 x 100 ft lot in Ottawa, offering excellent flexibility for families, multi-generational living, or potential rental income.The main level features a bright and functional layout with three generously sized bedrooms and a full bathroom, providing comfortable everyday living. The updated kitchen showcases granite countertops, tile flooring, and beautiful solid oak cabinetry, while hardwood flooring continues throughout…

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Property details

MLS#: X12982854
Status: Buy Now
Beds: 3+1
Baths: 2 full, 0 half
Size: 700-1100
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block

Fireplaces: 1
Fireplace features: Natural Gas, Family Room

Garage: 1-car Detached
Garage spaces: 1
Parking: 5 total
Lot: 50 × 100
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: South
Cross street: Heron and Clementine
Basement: Finished, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: In-Law Suite, In-Law Capability, Primary Bedroom - Main Floor
Parking features: Tandem, Private

Additional listing data

ListAOR: Ottawa Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	4.35m × 3.65m
Main	Dining Room	4.35m × 2.18m
Main	Kitchen	2.96m × 3.02m
Main	Foyer	1.23m × 1.36m
Main	Primary Bedroom	3.18m × 4.2m
Main	Bedroom	2.98m × 2.7m
Main	Bedroom	2.98m × 2.77m
Main	Bathroom	1.45m × 2.06m
Basement	Recreation	5.24m × 7.16m
Basement	Bedroom	2.98m × 3.2m
Basement	Den	2.68m × 2.86m
Basement	Laundry	5.07m × 2.87m
Basement	Bathroom	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOUSESIGMA INC

Source: TRREB/PROPTX · MLS® X12982854

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$775K

1047 Richard Avenue · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $775,000✓ $4,577 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,854/mo

incl. closing costs (yr 1)

Annual total

$70,243

year 1

Mortgage only

$2,940/mo

principal + interest

Beyond mortgage

$1,457/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$155,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$381/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $35,281/yr

Property taxes24% $16,552/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,750/yr

Closing costs7% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$35,281	$2,940/mo
Government & taxes
Property tax	$4,577	$381/mo
Land transfer tax(closing)	$11,975	$998/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,750	$646/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$70,243	$5,854/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1047 Richard Avenue

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs