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$494K · 2 bed Condo Townhouse · Bobcaygeon, Kawartha Lakes | MyPropertyScout

$494,000

Unit 602

81 DOM

2181d

Map

⚡ Insider Deal

DOM 81

↓ $5,000WaterfrontEstate Sale

$494,000

F●●○○○DOM81days

Unit 602

200 East Street · Kawartha Lakes · Ontario K0M 1A0

MLS® X12982050 · Bobcaygeon · K0M 1A0

21Vacant1000-1199 ft²Condo TownhouseNone81d$449/ft²$2,328 tax/yr

16% above market · regional est. · 81 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Leisure life style living at the Edgewater Condo Complex complete with club house, pool, board walk, water front access, boating, and swimming. The grounds are more like a park setting with patios and deck areas. This 2 bedroom, 1 bathroom condo is conveniently close to the club house and your designated parking space. Large open space living room, dining room area with fireplace and custom wood work entertainment center. Walk out to your private patio area south facing sunshine all day long…

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Property details

MLS#: X12982050
Status: Buy Now
Beds: 2
Baths: 1 full, 0 half
Size: 1000-1199
Style: Bungalow
Type: Condo Townhouse
Year built: —

Property features: Golf, Place Of Worship, Library, School, Rec./Commun.Centre, Park

Fireplaces: 1
Fireplace features: Living Room

Waterfront: Yes
Water view: Unobstructive
Water body: Little Bob Channel
Shoreline: Clean, Hard Bottom
Waterfront features: Seawall, Trent System

Condo corp #: 15
Balcony: None
Locker: None
Association amenities: Club House, Outdoor Pool, Visitor Parking, Communal Waterfront Area
Fees include: Building Insurance Included, Cable TV Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Exterior: Brick
Fronting on: —
Cross street: East St S
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Water Heater Owned
Parking features: Mutual, Reserved/Assigned

Additional listing data

ListAOR: Central Lakes Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Living Room	4.69m × 4.82m
Main	Dining Room	3.47m × 3.39m
Main	Kitchen	2.29m × 3.41m
Main	Primary Bedroom	3.9m × 3.96m
Main	Bedroom 2	3.05m × 3.9m
Main	Foyer	1.34m × 2.5m
Main	Utility Room	2.07m × 3.35m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Re/Max All-Stars Realty Inc.

Source: TRREB/PROPTX · MLS® X12982050

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$494K

Unit 602 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $494,000✓ $2,328 tax✓ Electric✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,403/mo

incl. closing costs (yr 1)

Annual total

$52,832

year 1

Mortgage only

$1,874/mo

principal + interest

Beyond mortgage

$1,541/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$98,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$194/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,100 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,940/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$53/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,355

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $22,489/yr

Property taxes16% $8,683/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,940/yr

Condo fees14% $7,560/yr

Closing costs10% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,489	$1,874/mo
Government & taxes
Property tax	$2,328	$194/mo
Land transfer tax(closing)	$6,355	$530/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,940	$412/mo
Condo fees
Condo / HOA fees	$7,560	$630/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$52,832	$4,403/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 602

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs