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$510K · 2 bed Condo Apartment · Otonabee Ward 1, Peterborough | MyPropertyScout

$509,900

Unit Bldg C #310

81 DOM

2281d

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DOM 81

↓ $10,000Price Reduced

$509,900

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Unit Bldg C #310

Westwinds · 1099 Clonsilla Avenue · Peterborough · Ontario K9J 8L8

MLS® X12981672 · Otonabee Ward 1 · K9J 8L8

22OwnerOccupied1200-1399 ft²Condo Apartment1-car Underground81d$392/ft²$4,564 tax/yrBuilt 198541 yrs old

24% above market · 81 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Freshly painted 1,248 sq. ft. 2 bedroom, 2 full bath condo in the west end of Peterborough (Westwinds). Open concept living/dining area with cathedral ceiling and patio doors to covered balcony with fabulous southern view. Primary bedroom with walk in closet and door leading onto balcony. Newer eat-in kitchen, all windows replaced (3 years), new dishwasher, extra heaters (3), in suite laundry room, same floor storage area, underground parking, party room with kitchen and library all in a secure…

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Property details

MLS#: X12981672
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1200-1399
Style: Apartment
Type: Condo Apartment
Year built: —

Roof: Asphalt Shingle
Property features: Cul de Sac/Dead End, Golf, Hospital, Park, Public Transit, Rec./Commun.Centre

View: City, Clear, Garden, Panoramic, Skyline

Building name: Westwinds
Condo corp #: 36
Balcony: Juliette
Locker: Exclusive
Association amenities: Elevator, Game Room, Party Room/Meeting Room, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stone · Controlled Entry, Landscape Lighting, Landscaped, Privacy, Recreational Area, Year Round Living
Fronting on: —
Cross street: Clonsilla & Goodfellow
Basement: None
Stories: 3
Utilities: —
Laundry: Ensuite, In-Suite Laundry, Laundry Room
Interior: Auto Garage Door Remote, Storage, Storage Area Lockers, Primary Bedroom - Main Floor
Parking features: Reserved/Assigned

Rooms

Level	Room	Dimensions
Main	Living Room	3.68m × 6.85m
Main	Dining Room	2.3m × 4.7m
Main	Kitchen	3.4m × 3.69m
Main	Primary Bedroom	3.89m × 8.23m
Main	Bathroom	2.49m × 2.15m
Main	Bedroom	2.94m × 4.65m
Main	Bathroom	2.46m × 2.14m
Main	Laundry	1.66m × 2.18m

Property history

Sales History

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Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Royal LePage Frank Real Estate

Source: TRREB/PROPTX · MLS® X12981672

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$510K

Unit Bldg C #310 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $509,900✓ $4,564 tax✓ Electric✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,609/mo

incl. closing costs (yr 1)

Annual total

$55,313

year 1

Mortgage only

$1,934/mo

principal + interest

Beyond mortgage

$1,661/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$101,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$380/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,300 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,099/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$46/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,673

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $23,213/yr

Property taxes20% $11,237/yr

Utilities4% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,099/yr

Condo fees12% $6,603/yr

Closing costs9% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,213	$1,934/mo
Government & taxes
Property tax	$4,564	$380/mo
Land transfer tax(closing)	$6,673	$556/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,099	$425/mo
Condo fees
Condo / HOA fees	$6,603	$550/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$55,313	$4,609/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit Bldg C #310

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs