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$410K · 2 bed Condo Apartment · 9010 - Kanata - Emerald Meadows/Trailwest, Kanata | MyPropertyScout

$409,900

Unit F

22OwnerOccupied

Map

$409,900

B●●●○○

Unit F

104 ARTESA Private · Kanata · Ontario K2S 0J8

MLS® X12981034 · 9010 - Kanata - Emerald Meadows/Trailwest · K2S 0J8

22OwnerOccupied900-999 ft²Condo ApartmentNone$432/ft²$2,263 tax/yr

5% below market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 104F Artesa Unit #F! This bright and spacious top-floor 2-bedroom, 2-bathroom condo is the perfect opportunity for first-time buyers, downsizers, or savvy investors. Featuring a stunning cathedral ceiling in the open-concept living and dining area, the space is filled with natural light and offers an inviting atmosphere for everyday living and entertaining.The modern kitchen is equipped with stainless steel appliances and a convenient island with bar seating and sink. The primary bedr…

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Property details

MLS#: X12981034
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 900-999
Style: Other
Type: Condo Apartment
Year built: —

Foundation: Concrete

Condo corp #: 916
Balcony: Open
Locker: None
Fees include: Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: —
Cross street: Eagleson / Romina
Basement: None
Stories: 3
Utilities: —
Laundry: Ensuite
Interior: Other
Parking features: None

Rooms

Level	Room	Dimensions
Main	Kitchen	2.54m × 4.34m
Main	Living Room	6.22m × 5.53m
Main	Bedroom	3.2m × 3.96m
Main	Primary Bedroom	4.24m × 4.19m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: GRAPE VINE REALTY INC.

Source: TRREB/PROPTX · MLS® X12981034

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$410K

Unit F · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $409,900✓ $2,263 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,772/mo

incl. closing costs (yr 1)

Annual total

$45,263

year 1

Mortgage only

$1,555/mo

principal + interest

Beyond mortgage

$1,369/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$81,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$189/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,099/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$34/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,673

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $18,660/yr

Property taxes15% $6,936/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $4,099/yr

Condo fees11% $4,908/yr

Closing costs11% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,660	$1,555/mo
Government & taxes
Property tax	$2,263	$189/mo
Land transfer tax(closing)	$4,673	$389/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,099	$342/mo
Condo fees
Condo / HOA fees	$4,908	$409/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$45,263	$3,772/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit F

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs