Loading neighbourhood intel…

$699K · 2 bed Common Element Condo · Lakeshore, Hamilton | MyPropertyScout

$699,000

Unit 418

81 DOM

2281d

Map

⚡ Insider Deal

DOM 81

↓ $21,000WaterfrontPrice Reduced

$699,000

F●●○○○DOM81days

Unit 418

600 North Service Road · Hamilton · Ontario L8E 0L2

MLS® X12980452 · Lakeshore · L8E 0L2

22OwnerOccupied1200-1399 ft²Common Element Condo2-car Underground81d$538/ft²$5,066 tax/yrBuilt 20233 yrs old

32% above market · regional est. · 81 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Nestled along the pristine shores of Lake Ontario in the heart of Stoney Creek, this exceptional 2-bedroom, 2-bathroom corner suite at Como delivers a rare blend of style, space, and panoramic lakefront views - including the breathtaking Toronto skyline. Offering 1,238 square feet of meticulously designed interior space, this residence exudes modern elegance with 9-foot smooth ceilings and luxury vinyl plank flooring throughout. Flooded with natural light and boasting two full balconies, this su…

Reserved · coming next

MyPropertyScout exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: X12980452
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 1200-1399
Style: 1 Storey/Apt
Type: Common Element Condo
Year built: —

Roof: Flat
Foundation: Unknown
Property features: Clear View, Lake Access, Marina, Park, School Bus Route, Waterfront

View: Water

Waterfront: Yes
Water view: Obstructive
Water body: Lake Ontario
Shoreline: Unknown
Waterfront features: Beach Front

Condo corp #: 642
Balcony: Open
Locker: Ensuite+Exclusive
Association amenities: BBQs Allowed, Community BBQ, Elevator, Party Room/Meeting Room, Rooftop Deck/Garden, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Exterior: Brick
Fronting on: —
Cross street: FRUITLAND & NORTH SERVICE ROAD
Basement: None
Stories: 4
Utilities: —
Laundry: Ensuite
Interior: Primary Bedroom - Main Floor, Separate Heating Controls
Parking features: Underground

Rooms

Level	Room	Dimensions
Flat	Living Room	3.81m × 3.99m
Flat	Dining Room	3.43m × 3.71m
Flat	Kitchen	2.24m × 3.84m
Flat	Primary Bedroom	3.56m × 3.96m
Flat	Bedroom 2	2.82m × 2.84m
Flat	Bathroom	2.27m × 2.39m
Flat	Bathroom	2.74m × 3.44m
Flat	Laundry	1.21m × 1.54m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE STATE REALTY

Source: TRREB/PROPTX · MLS® X12980452

Do you own a home in Hamilton?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$699K

Unit 418 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $699,000✓ $5,066 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,012/mo

incl. closing costs (yr 1)

Annual total

$72,139

year 1

Mortgage only

$2,652/mo

principal + interest

Beyond mortgage

$2,030/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$139,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$422/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$50/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $31,821/yr

Property taxes22% $15,521/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,990/yr

Condo fees10% $7,147/yr

Closing costs7% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,821	$2,652/mo
Government & taxes
Property tax	$5,066	$422/mo
Land transfer tax(closing)	$10,455	$871/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,990	$583/mo
Condo fees
Condo / HOA fees	$7,147	$596/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$72,139	$6,012/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 418

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs