$600K · 4+1 bed Condo Townhouse · North G, London North

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About this home

Location! Location! Location! North London 3+2 bedroom, 2.5 baths. Welcome to The Gables, one of London's most sought-after condominium complexes, ideally located close to Western University, Masonville Mall, and University Hospital. Perfect for larger families, it's also in the catchment area for some of the best schools in the city. This unit features three bedrooms on the upper floor, one in the main floor and one in the lower level plus large office! all with ample closet space,and a beautif…

Property details

MLS#

X12975820

Status

Buy Now

Beds

4+1

Baths

3 full, 0 half

Size

1000-1199

Style

2-Storey

Type

Condo Townhouse

Year built

—

Roof: Asphalt Shingle, Shingles
Foundation: Poured Concrete
Property features: Clear View, Park, Public Transit, School, School Bus Route

Fireplace features: Family Room, Natural Gas

View: City, Downtown

Condo corp #: 206
Balcony: None
Locker: Owned
Association amenities: Visitor Parking, BBQs Allowed
Fees include: Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 3 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick Front, Vinyl Siding
Fronting on: —
Cross street: RICHMOND & WESTERN
Basement: Finished, Full
Stories: 1
Utilities: —
Laundry: In Basement
Interior: Carpet Free, Guest Accommodations, On Demand Water Heater, Primary Bedroom - Main Floor, Separate Hydro Meter, Sump Pump, Water Heater, Water Meter
Parking features: Private

Level	Room	Dimensions
Main	Bedroom	4.57m × 4.72m
Main	Dining Room	2.74m × 4.55m
Main	Kitchen	3.66m × 3.96m
Second	Bedroom 2	4.88m × 4.88m
Second	Bedroom 3	2.59m × 4.88m
Second	Bedroom 4	1.25m × 4.88m
Basement	Bedroom 5	3.66m × 4.27m
Basement	Office	2.91m × 3.8m
Main	Bathroom	—
Second	Bathroom	—
Lower	Bathroom	—

Level

Room

Dimensions

Main

Bedroom

4.57m × 4.72m

Main

Dining Room

2.74m × 4.55m

Main

Kitchen

3.66m × 3.96m

Second

Bedroom 2

4.88m × 4.88m

Second

Bedroom 3

2.59m × 4.88m

Second

Bedroom 4

1.25m × 4.88m

Basement

Bedroom 5

3.66m × 4.27m

Basement

Office

2.91m × 3.8m

Main

Bathroom

—

Second

Bathroom

—

Lower

Bathroom

—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,900✓ $3,600 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,159/mo

incl. closing costs (yr 1)

Annual total

$61,902

year 1

Mortgage only

$2,276/mo

principal + interest

Beyond mortgage

$1,718/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$300/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$41/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $27,310/yr

Property taxes20% $12,073/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,999/yr

Condo fees9% $5,860/yr

Closing costs8% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,310	$2,276/mo
Government & taxes
Property tax	$3,600	$300/mo
Land transfer tax(closing)	$8,473	$706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,999	$500/mo
Condo fees
Condo / HOA fees	$5,860	$488/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$61,902	$5,159/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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