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$420K · 3 bed Condo Townhouse · 3503 - Castle Heights, Overbrook - Castleheights and Area | MyPropertyScout

$419,900

Unit 8

32OwnerOccupied

Map

$419,900

A●●○○○DOM78days

Unit 8

740 Morin Street · Overbrook - Castleheights and Area · Ontario K1K 3G9

MLS® X12975540 · 3503 - Castle Heights · K1K 3G9

32OwnerOccupied1000-1199 ft²Condo TownhouseNone78d$382/ft²$2,636 tax/yr

14% below market · regional est. · 78 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome home to 740 Morin Street Unit 8 - a RARELY offered 3 bedroom condo townhome tucked away on a quiet cul-de-sac in the heart of the city. This hidden gem offers the perfect blend of urban convenience and peaceful, private living. Bathed in natural light thanks to its ideal south-facing exposure, the main level features a thoughtfully renovated kitchen with ample storage and a seamless flow into the open-concept living and dining area, perfect for everyday living and effortless entertaining…

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Property details

MLS#: X12975540
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 1000-1199
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Property features: Cul de Sac/Dead End, Fenced Yard, Library, Park, Public Transit

Fireplaces: 1
Fireplace features: Electric, Living Room

Condo corp #: 98
Balcony: None
Locker: None
Association amenities: BBQs Allowed, Bike Storage
Fees include: Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Wall Unit(s)
Waterfront: No
Exterior: Vinyl Siding
Fronting on: —
Cross street: St Laurent at Cote Street.
Basement: Full, Finished
Stories: 1
Utilities: —
Laundry: In-Suite Laundry, Laundry Room
Interior: Storage
Parking features: —

Rooms

Level	Room	Dimensions
Main	Kitchen	2.74m × 3.14m
Main	Dining Room	2.51m × 4.19m
Main	Living Room	3.68m × 5.25m
Second	Primary Bedroom	3.04m × 4.59m
Second	Bedroom	2.66m × 4.31m
Second	Bedroom	2.56m × 3.3m
Second	Bathroom	2.59m × 1.24m
Lower	Recreation	4.24m × 5.2m
Lower	Utility Room	2.81m × 4.08m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX HALLMARK REALTY GROUP

Source: TRREB/PROPTX · MLS® X12975540

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$420K

Unit 8 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $419,900✓ $2,636 tax✓ Electric✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,929/mo

incl. closing costs (yr 1)

Annual total

$47,144

year 1

Mortgage only

$1,593/mo

principal + interest

Beyond mortgage

$1,471/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$83,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$220/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,100 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,199/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$50/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,873

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $19,116/yr

Property taxes16% $7,509/yr

Utilities5% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,199/yr

Condo fees15% $7,160/yr

Closing costs11% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,116	$1,593/mo
Government & taxes
Property tax	$2,636	$220/mo
Land transfer tax(closing)	$4,873	$406/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,199	$350/mo
Condo fees
Condo / HOA fees	$7,160	$597/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$47,144	$3,929/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 8

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs