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$375K · 2 bed Detached · East M, London East | MyPropertyScout

$375,000

205 East Street

88 DOM

2288d

Map

⚡ Insider Deal

DOM 88

↓ $25KPrice Reduced

$375,000

↓ $25K

DOM88days

205 East Street

London East · Ontario N5Z 2S1

MLS® X12971248 · East M · N5Z 2S1

22OwnerOccupied700-1100 ft²Detached2-car DetachedCrawl Space, Unfinished88d$417/ft²Lot 30 x 148 ft$2,649 tax/yrBuilt 1916110 yrs oldCrawl Space, Unfinished

88 days on market

About this home

Looking for an affordable detached home in East London Ontario near parks, schools, and everyday amenities? Welcome to 205 East Street. A rare opportunity to own a detached home under $400K.This charming 1.5 storey home offers 2 bedrooms and 1.5 bathrooms, making it an ideal fit for first-time buyers, young families, or single parents looking for space, comfort, and convenience. With approximately 880 sq ft above grade, this home delivers a functional layout with character and warmth throughout.…

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Property details

MLS#: X12971248
Status: Buy Now
Property class: Residential Freehold
Beds: 2
Baths: 2 full, 0 half
Rooms: 7
Kitchens: 1
Size: 700-1100Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Crawl Space, Unfinished
Style: 1 1/2 Storey
Type: Detached
Year built: 1916

PIN: 083380140
Roll / ARN: 393604038009100
Plan: 438

Occupancy: Owner Occupied
Washrooms: 2 pc · Main; 4 pc · Upper
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Concrete

Garage: 2-car Detached
Garage spaces: 2
Parking: 3 total
Lot: 30 × 148
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Aluminum Siding
Fronting on: East
Cross street: Hamilton and Hoghbury
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free
Parking features: Lane

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Living Room	4.42m × 4.75m
Main	Kitchen	4.53m × 3.53m
Main	Dining Room	2.8m × 3.59m
Main	Bathroom	1.77m × 1.84m
Upper	Loft	4.14m × 4.74m
Upper	Bathroom	2.43m × 1.82m
Basement	Utility Room	4.67m × 6.71m

Seller signals

Price movement & seller pressure

↓ $25KPrice reduction

MLS shows the seller reduced the asking price by $24,900 (from $399,900 to $375,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: EXP REALTY

Source: TRREB/PROPTX · MLS® X12971248

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$375K

205 East Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $375,000✓ $2,649 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,186/mo

incl. closing costs (yr 1)

Annual total

$38,231

year 1

Mortgage only

$1,423/mo

principal + interest

Beyond mortgage

$963/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$75,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$221/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,750/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,100

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $17,072/yr

Property taxes18% $6,749/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance10% $3,750/yr

Closing costs13% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$17,072	$1,423/mo
Government & taxes
Property tax	$2,649	$221/mo
Land transfer tax(closing)	$4,100	$342/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,750	$313/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$38,231	$3,186/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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205 East Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs