$8.79M · 5 bed Detached · Ancaster, Hamilton

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About this home

THIS EXCEPTIONAL PROPERTY IS SITUATED IN ONE OF ANCASTER'S MOST PRESTIGIOUS AND HIGHLY SOUGHT-AFTER NEIGHEOUBROODS, OFFERING A RARE COMBINATION OF PRIVACY, NATURAL SURROUNDINGS. AND SIGNIFICANT FUTURE POTENTIAL. COMPRISING TWO MERGED PARCELS TOTALING APPROXIMATELY 10 ACRES, TEE PROPERTY PRESENTS A UNIQUE OPPORTUNITY FOR POTENTIAL DEVELOPMENT, WITH SOME PRELIMINARY STUDIES ALREADY COMPLETED. THE SETTING IS TRULY REMARKABLE, SURROUNDED BY CONSERVATION LANDS AND DISTINGUISHED BY 4 NEIGHBOURING MULT…

Property details

MLS#

X12971146

Status

Buy Now

Beds

Baths

4 full, 0 half

Size

5000 +

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Brick, Concrete Block
Property features: Greenbelt/Conservation, Park, Place Of Worship, School

Garage: 3-car Attached
Garage spaces: 3
Parking: 13 total
Lot: 385.53 × 985.56
Heating: Other
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: North
Cross street: MOHAWK RD
Basement: Full, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Water Heater
Parking features: Private Triple

Rooms

Level	Room	Dimensions
Main	Foyer	4.69m × 6.23m
Main	Living Room	4.89m × 6.74m
Main	Dining Room	6.19m × 4.66m
Main	Kitchen	4.15m × 5.3m
Main	Family Room	5.12m × 10.24m
Main	Recreation	3.57m × 12.71m
Main	Laundry	3.17m × 4.27m
Main	Bedroom	4.27m × 7.74m
Main	Bedroom	4.24m × 4.3m
Main	Bathroom	1.8m × 4.42m
Second	Foyer	1.95m × 6.64m
Second	Primary Bedroom	4.91m × 8.44m
Second	Bathroom	9.88m × 3.93m
Second	Bathroom	4.21m × 3.93m
Second	Bedroom	4.15m × 5.06m
Second	Bedroom	5.06m × 5.15m
Basement	Bathroom	—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $8,790,000✓ $28,663 tax✓ Gas✓ 5000 + ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$61,409/mo

incl. closing costs (yr 1)

Annual total

$736,906

year 1

Mortgage only

$33,347/mo

principal + interest

Beyond mortgage

$10,419/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$1,758,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$2,389/mo

Utilities

Hydro / electricity$350/mo

≈ $0.07/ft² × ~5,000 ft² · ON avg ~$350/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$87,900/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$206,225

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)54% $400,158/yr

Property taxes32% $234,888/yr

Utilities1% $7,260/yr

Insurance & security0% $1,600/yr

Maintenance12% $87,900/yr

Closing costs1% $5,100/yr

Mortgage is 54% of your true cost of ownership. The other 46% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$400,158	$33,347/mo
Government & taxes
Property tax	$28,663	$2,389/mo
Land transfer tax(closing)	$206,225	$17,185/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$4,200	$350/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$87,900	$7,325/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$736,906	$61,409/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1127 & 1135 OLD MOHAWK Road

About this home

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Property details

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Rooms

Sales History

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Annual costs