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$990K · 2+2 bed Detached · 562 - Hurricane/Merrittville, Thorold | MyPropertyScout

$990,000

2 Mcfarland Street

88 DOM

2+2388d

Map

⚡ Insider Deal

DOM 88

↓ $90KPrice Reduced

$990,000

↓ $90K

DOM88days

2 Mcfarland Street

Thorold · Ontario L2V 0J2

MLS® X12969864 · 562 - Hurricane/Merrittville · L2V 0J2

2+23OwnerOccupied1500-2000 ft²Detached2-car AttachedFull, Finished88d$566/ft²Lot 50 x 104.7 ft$6,841 tax/yrBuilt 201511 yrs oldFull, Finished

88 days on market

About this home

Welcome to 2 McFarland Street! This custom built bungalow sits proudly in front of the forest at Merrit Meadows Park and offers 2+2 bedrooms, 3 bathrooms and 3085 sq ft of finished living space (1920 sq ft up, 1165 sq ft down) . A stunning interlocking stone driveway & front landscaping ensure you fall in love each & every time you arrive home. From the moment you step through the front door you will be greeted by premium features such as 9' ceilings, luxurious lighting, gleaming tile and gorgeo…

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Property details

MLS#: X12969864
Status: Buy Now
Property class: Residential Freehold
Beds: 2+2
Baths: 3 full, 0 half
Rooms: 10 + 4
Kitchens: 1
Size: 1500-2000Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Finished
Style: Bungalow
Type: Detached
Year built: 2015

PIN: 644250414
Roll / ARN: 273100003016424
Plan: 59M424

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 4 pc · Main; 3 pc · Basement
Family room: No
Central vacuum: Central vacuum
Ensuite laundry: No

Roof: Shingles
Foundation: Poured Concrete
Property features: School Bus Route, Hospital, Park, Wooded/Treed, Greenbelt/Conservation

View: Trees/Woods

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Lot: 50 × 104.72
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Stone, Stucco (Plaster) · Deck, Patio, Year Round Living, Lawn Sprinkler System
Fronting on: North
Cross street: McFarland St & Eastman Gateway
Stories: —
Utilities: —
Laundry: —
Interior: ERV/HRV, Carpet Free, Central Vacuum, Primary Bedroom - Main Floor, Sump Pump
Parking features: Private Double

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Foyer	2.4m × 2.1m
Main	Bedroom	3.8m × 3.6m
Main	Living Room	4m × 6.4m
Main	Kitchen	4.2m × 4m
Main	Dining Room	4m × 3.4m
Main	Primary Bedroom	4m × 4.3m
Basement	Recreation	5.9m × 7.5m
Basement	Bedroom 3	3.7m × 3.7m
Basement	Bedroom 4	3.9m × 4.4m
Basement	Exercise Room	5.6m × 4.4m

Seller signals

Price movement & seller pressure

↓ $90KPrice reduction

MLS shows the seller reduced the asking price by $89,900 (from $1,079,900 to $990,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE NRC REALTY

Source: TRREB/PROPTX · MLS® X12969864

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$990K

2 Mcfarland Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $990,000✓ $6,841 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,443/mo

incl. closing costs (yr 1)

Annual total

$89,315

year 1

Mortgage only

$3,756/mo

principal + interest

Beyond mortgage

$1,873/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$198,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$570/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,900/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$16,275

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $45,069/yr

Property taxes26% $23,116/yr

Utilities5% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,900/yr

Closing costs6% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$45,069	$3,756/mo
Government & taxes
Property tax	$6,841	$570/mo
Land transfer tax(closing)	$16,275	$1,356/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,900	$825/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$89,315	$7,443/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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2 Mcfarland Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs