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$500K · 3 bed Condo Townhouse · Junction/Onward Willow, Guelph | MyPropertyScout

$499,900

Unit 239

32Vacant

Map

$499,900

A●●●○○

Unit 239

31 Greengate Road · Guelph · Ontario N1H 6R3

MLS® X12969118 · Junction/Onward Willow · N1H 6R3

32Vacant1000-1199 ft²Condo TownhouseNone$455/ft²$2,418 tax/yrBuilt 195175 yrs old

5% below market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to this beautifully updated 3-bedroom townhouse (End Unit) offering approximately 1,560 sq. ft. of total living space, including a fully finished basement. Ideally located in a desirable Guelph community, this home is perfect for first-time buyers, families, or investors.The main level features a bright and functional layout with a spacious living room, dining area, kitchen, and a convenient guest powder room. Upstairs, you'll find three well-sized bedrooms and a 4-piece bathroom, provid…

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Property details

MLS#: X12969118
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 1000-1199
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Roof: Asphalt Shingle
Property features: Fenced Yard, Hospital, Library, Park, Public Transit, School

View: City, Downtown

Condo corp #: 75
Balcony: None
Locker: None
Association amenities: BBQs Allowed, Visitor Parking
Fees include: Water Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: None
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: —
Cross street: Silvercreek PWY N
Basement: Finished, Full
Stories: 1
Utilities: —
Laundry: In Basement
Interior: Water Heater, Water Softener
Parking features: Surface, Reserved/Assigned, Private

Rooms

Level	Room	Dimensions
Main	Living Room	3.1m × 4.98m
Main	Dining Room	1.83m × 2.79m
Main	Kitchen	2.03m × 2.57m
Main	Bathroom	1.22m × 1.4m
Second	Primary Bedroom	3.1m × 5m
Second	Bedroom 2	2.13m × 2.95m
Second	Bedroom 3	2.59m × 2.79m
Second	Bathroom	1.52m × 2.13m
Basement	Recreation	2.44m × 2.71m
Basement	Office	2.01m × 6.1m
Basement	Laundry	1.83m × 2.82m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HomeLife Power Realty Inc

Source: TRREB/PROPTX · MLS® X12969118

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$500K

Unit 239 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,900✓ $2,418 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,413/mo

incl. closing costs (yr 1)

Annual total

$52,956

year 1

Mortgage only

$1,896/mo

principal + interest

Beyond mortgage

$1,519/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$202/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$39/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $22,758/yr

Property taxes17% $8,891/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,999/yr

Condo fees11% $5,649/yr

Closing costs10% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,758	$1,896/mo
Government & taxes
Property tax	$2,418	$202/mo
Land transfer tax(closing)	$6,473	$539/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,999	$417/mo
Condo fees
Condo / HOA fees	$5,649	$471/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$52,956	$4,413/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 239

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs