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$550K · 2 bed Detached · Rosedale, Hamilton | MyPropertyScout

$550,000

547 COCHRANE Road

89 DOM

2189d

Map

⚡ Insider Deal

DOM 89

↓ $50KPrice Reduced

$550,000

↓ $50K

DOM89days

547 COCHRANE Road

Hamilton · Ontario L8K 3H4

MLS® X12966460 · Rosedale · L8K 3H4

21OwnerOccupied700-1100 ft²DetachedNoneFull, Partially Finished89d$611/ft²Lot 50 x 100 ft< .50 ac$4,073 tax/yrBuilt 195175 yrs oldFull, Partially Finished

89 days on market

About this home

Welcome to 547 Cochrane Rd, a charming 2-bedroom bungalow in Hamilton's highly desirable Rosedale neighbourhood. This home is the perfect opportunity for first-time buyers or downsizers seeking simple, comfortable living. This cute and well-maintained home offers a functional layout, bright living spaces, a separate dining area, 2 bedrooms, a main floor bath and a large sunroom, perfect for an office or enjoying the seasons without the elements. Enjoy quiet mornings in the sun-filled kitchen, co…

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Property details

MLS#: X12966460
Status: Buy Now
Property class: Residential Freehold
Beds: 2
Baths: 1 full, 0 half
Rooms: 7 + 4
Kitchens: 1
Size: 700-1100Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Partially Finished
Style: Bungalow
Type: Detached
Year built: 1951

Occupancy: Owner Occupied
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Block
Property features: Golf, Public Transit, School

Garage: None
Garage spaces: 0
Parking: 4 total
Lot: 50 × 100
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Vinyl Siding
Fronting on: East
Cross street: LAWRENCE TO COCHRANE RD
Stories: —
Utilities: —
Laundry: —
Interior: Water Heater Owned
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Living Room	2.92m × 3.96m
Main	Dining Room	3.58m × 2.46m
Main	Kitchen	2.92m × 3.91m
Main	Bedroom	2.41m × 2.79m
Main	Primary Bedroom	3.4m × 3.05m
Main	Bathroom	1.5m × 2.21m
Main	Sunroom	4.93m × 2.87m
Basement	Other	5.44m × 3.23m
Basement	Laundry	3.1m × 3.51m
Basement	Utility Room	4.47m × 2.24m
Basement	Other	5.44m × 1.88m

Seller signals

Price movement & seller pressure

↓ $50KPrice reduction

MLS shows the seller reduced the asking price by $49,990 (from $599,990 to $550,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: KELLER WILLIAMS COMPLETE REALTY

Source: TRREB/PROPTX · MLS® X12966460

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$550K

547 COCHRANE Road · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $550,000✓ $4,073 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,396/mo

incl. closing costs (yr 1)

Annual total

$52,746

year 1

Mortgage only

$2,087/mo

principal + interest

Beyond mortgage

$1,228/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$110,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$339/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $25,038/yr

Property taxes22% $11,548/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,500/yr

Closing costs10% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,038	$2,087/mo
Government & taxes
Property tax	$4,073	$339/mo
Land transfer tax(closing)	$7,475	$623/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,500	$458/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$52,746	$4,396/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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547 COCHRANE Road

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs