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$430K · 3 bed Semi-Detached · 452 - Haig, St. Catharines | MyPropertyScout

$429,900

29 ST. HILDA'S Court

89 DOM

3289d

Map

⚡ Insider Deal

DOM 89

↓ $20KPoolPrice Reduced

$429,900

↓ $20K

DOM89days

29 ST. HILDA'S Court

St. Catharines · Ontario L2R 7H1

MLS® X12966422 · 452 - Haig · L2R 7H1

32TenantOccupied700-1100 ft²Semi-Detached NoneFinished, FullPool89d$478/ft²Lot 44 x 115.7 ft$3,088 tax/yrBuilt 198541 yrs oldFinished, Full

89 days on market

About this home

Welcome to this well maintained freehold semi-detached home offering the perfect blend of comfort and convenience. Featuring 3 spacious bedrooms and a fully finished basement, this home provides ample living space for families of all sizes. Enjoy a private backyard complete with a pool-ideal for relaxing or entertaining during the warmer months. Located on a quiet court, this property offers quick and easy access to the Queen Elizabeth Way (QEW), making commuting a breeze. Close to schools, pa…

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Property details

MLS#: X12966422
Status: Buy Now
Property class: Residential Freehold
Beds: 3
Baths: 2 full, 0 half
Rooms: 7 + 2
Kitchens: 1
Size: 700-1100Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished, Full
Style: 2-Storey
Type: Semi-Detached
Year built: 1985

Occupancy: Tenant Occupied
Washrooms: 4 pc · Second; 3 pc · Basement
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Poured Concrete

Fireplaces: 0

Garage: None
Garage spaces: 0
Parking: 3 total
Lot: 43.99 × 115.66
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: Yes
Waterfront: No
Exterior: Metal/Steel Siding, Aluminum Siding
Fronting on: South
Cross street: Ventura Dr.
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: —

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Level	Room	Dimensions
Main	Living Room	4.14m × 4.67m
Main	Dining Room	2.59m × 2.9m
Main	Kitchen	2.87m × 3.1m
Second	Bedroom	2.51m × 4.01m
Second	Bedroom	3.05m × 3.61m
Second	Bedroom	2.69m × 2.97m
Basement	Recreation	3.43m × 5.44m
—	—	—

Seller signals

Price movement & seller pressure

↓ $20KPrice reduction

MLS shows the seller reduced the asking price by $20,000 (from $449,900 to $429,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX GARDEN CITY REALTY INC, BROKERAGE

Source: TRREB/PROPTX · MLS® X12966422

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$430K

29 ST. HILDA'S Court · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $429,900✓ $3,088 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,558/mo

incl. closing costs (yr 1)

Annual total

$42,691

year 1

Mortgage only

$1,631/mo

principal + interest

Beyond mortgage

$1,046/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$85,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$257/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $19,571/yr

Property taxes19% $8,161/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance10% $4,299/yr

Closing costs12% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,571	$1,631/mo
Government & taxes
Property tax	$3,088	$257/mo
Land transfer tax(closing)	$5,073	$423/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,299	$358/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$42,691	$3,558/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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29 ST. HILDA'S Court

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs