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$430K · 1 bed Condo Apartment · 4103 - Ottawa Centre, Ottawa Centre | MyPropertyScout

$429,900

Unit 633

70 DOM

1170d

Map

DOM 70

↓ $5,000

$429,900

B●●●○○DOM70days

Unit 633

340 Mcleod Street · Ottawa Centre · Ontario K2P 1A4

MLS® X12965990 · 4103 - Ottawa Centre · K2P 1A4

11Vacant600-699 ft²Condo Apartment1-car Underground70d$662/ft²$4,180 tax/yrBuilt 201313 yrs old

3% below market · 70 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Step into elevated city living with this stylish 1-bedroom plus den at 340 McLeod. Flooded with natural light, the open-concept layout feels bright, airy, and effortlessly functional. The sleek kitchen features stainless steel appliances, plenty of storage, and a layout that actually works whether you're cooking dinner or hosting friends. The den adds that extra flexibility everyone wants, perfect for a home office, cozy reading space, or an easy guest setup without compromising your main living…

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Property details

MLS#: X12965990
Status: Conditionally Sold
Beds: 1
Baths: 1 full, 0 half
Size: 600-699
Style: Apartment
Type: Condo Apartment
Year built: —

Condo corp #: 969
Balcony: Open
Locker: Owned
Association amenities: Elevator, Gym, Media Room, Outdoor Pool, Party Room/Meeting Room, Visitor Parking
Fees include: Common Elements Included, Water Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Metal/Steel Siding
Fronting on: —
Cross street: McLeod St & O'Connor
Basement: None
Stories: 6
Utilities: —
Laundry: Laundry Closet, In-Suite Laundry
Interior: Storage Area Lockers, Primary Bedroom - Main Floor
Parking features: —

Additional listing data

ListAOR: Ottawa Real Estate Board

Rooms

Level	Room	Dimensions
Main	Den	2.99m × 2.7m
Main	Kitchen	3.74m × 3.4m
Main	Bathroom	1.69m × 2.69m
Main	Living Room	3.88m × 3.41m
Main	Primary Bedroom	3.14m × 2.7m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CENTURY 21 SYNERGY REALTY INC

Source: TRREB/PROPTX · MLS® X12965990

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$430K

Unit 633 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $429,900✓ $4,180 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,240/mo

incl. closing costs (yr 1)

Annual total

$50,876

year 1

Mortgage only

$1,631/mo

principal + interest

Beyond mortgage

$1,728/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$85,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$348/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,299/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$49/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,073

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $19,571/yr

Property taxes18% $9,253/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,299/yr

Condo fees14% $7,094/yr

Closing costs10% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,571	$1,631/mo
Government & taxes
Property tax	$4,180	$348/mo
Land transfer tax(closing)	$5,073	$423/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,299	$358/mo
Condo fees
Condo / HOA fees	$7,094	$591/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,876	$4,240/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 633

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs